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ISBA
Volume: 8.82K
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ISBA Stock Forecast & Price Target

ISBA Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Isabella Bank Corp exhibited a notable increase in net interest income (NII), rising by 7% quarter-over-quarter and surpassing estimates, driven by a 5% increase in core NII and stable loan-to-deposit (L/D) ratios at 81%. The company is positioned for sustainable loan growth, expecting to capture additional market share while maintaining significant deposit growth, as indicated by an 11% increase in public service contributions (PSCe) and a 3% rise in certificates of deposit (CDs). Additionally, Isabella Bank is forecasted to experience further net interest margin (NIM) expansion, with reported NIM improving to 2.98%, supported by upward loan re-pricing and higher core loan yields that enhance profitability metrics relative to peers.

Bears say

Isabella Bank Corp's revenue declined slightly, reflecting a 3% decrease in Assets Under Management (AUM), which stood at $658 million at the end of December. The company's operating expenses increased modestly by 1%, yet were still below forecast due to lower compensation and benefits costs, indicating possible cost control issues amidst declining income. Additionally, the sequential drops in tangible book value and tangible common equity, coupled with issues related to net interest income assumptions and increased charge-offs, underscore the challenges Isabella Bank faces in maintaining financial health, contributing to a negative outlook on its stock.

ISBA has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Isabella Bank Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Isabella Bank Corp (ISBA) Forecast

Analysts have given ISBA a Hold based on their latest research and market trends.

According to 1 analysts, ISBA has a Hold consensus rating as of Jul 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Isabella Bank Corp (ISBA)

Volume: 8.82K

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