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ISBA
Volume: 976
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ISBA Stock Forecast & Price Target

ISBA Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Isabella Bank Corp demonstrates strong financial health, highlighted by a low non-performing assets (NPAs) ratio of only 0.13% of loans, primarily influenced by the anticipated exit of a downgraded commercial real estate loan without incurring losses. The bank's tangible book value (TBV) increased by 4% to $23.39, along with a 3 basis points rise in tangible common equity (TCE) to 8.17%, supported by a reported return on assets (ROA) of 0.96%, reflecting robust profitability. Additionally, total loans held for investment (HFI) grew by 9% quarter-over-quarter, surpassing expectations, further contributing to a positive financial outlook for the institution.

Bears say

Isabella Bank is facing challenges that point to a subdued growth outlook, particularly due to anticipated lower loan growth and higher payoffs amid economic pressures. The forecast of 12 basis points of net charge-offs (NCOs) combined with a loan loss provision (LLP) coverage ratio of 1.7x suggests caution in credit quality and potential profitability issues. Overall, a flat year-over-year loan growth projection for this year and only a modest increase of 4% expected in 2026 further underscores the bank's constrained growth potential.

ISBA has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Isabella Bank Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Isabella Bank Corp (ISBA) Forecast

Analysts have given ISBA a Hold based on their latest research and market trends.

According to 1 analysts, ISBA has a Hold consensus rating as of Oct 29, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Isabella Bank Corp (ISBA)

Volume: 976

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