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ISBA
Volume: 22.69K

ISBA Stock Forecast & Price Target

ISBA Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Isabella Bank Corp demonstrates a robust financial outlook, with a projected tangible common equity (TCE) increase to 9.0% by 4Q26, supported by expanding return on assets (ROA). The company's loan growth has been substantial, with an increase of $34 million quarter-over-quarter, led by significant contributions from single-family residential, commercial real estate, and commercial and industrial loans. Additionally, a favorable net interest margin (NIM) forecast indicates a solid net interest income (NII) rise of 3% for the fourth quarter of 2025 and an 11% year-over-year increase projected for the following year, bolstering the bank's financial stability and performance.

Bears say

Isabella Bank Corp faces challenges that contribute to a negative outlook, particularly concerning its operating expenses, which are projected to grow 4% year-over-year by 2026 despite a decline of 1% quarter-over-quarter in the fourth quarter. Additionally, while the allowance for loans is relatively low at 0.89%, it contrasts with a notable decrease in certificates of deposit by 7% quarter-over-quarter, potentially indicating liquidity pressures. Furthermore, the company's operating expenses surpassed estimates by 2% at $13.9 million, raising concerns about cost management amid a competitive banking environment.

ISBA has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Isabella Bank Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Isabella Bank Corp (ISBA) Forecast

Analysts have given ISBA a Hold based on their latest research and market trends.

According to 1 analysts, ISBA has a Hold consensus rating as of Mar 21, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $54, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $54, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Isabella Bank Corp (ISBA)

Volume: 22.69K

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