
Kearny Financial (KRNY) Stock Forecast & Price Target
Kearny Financial (KRNY) Analyst Ratings
Bulls say
Kearny Financial Corp has demonstrated a notable expansion in its core net interest margin (NIM), which increased by 13 basis points quarter-over-quarter, and is expected to continue this upward trend through fiscal 2026 as higher loan repricing and declining certificate of deposit (CD) costs positively impact the bank’s earnings. The bank is projected to witness a resumption of positive earnings per share (EPS) growth, forecasting an increase of 6% in 2025 and accelerating to 12% in 2026, supported by improvements in net interest income (NII) and margin despite muted loan growth. Additionally, the bank's liability-sensitive balance sheet is starting to enhance its margin and profitability, indicating a recovery from the first quarter of fiscal 2025 trough as these trends further develop.
Bears say
The negative outlook on Kearny Financial's stock is primarily attributed to a slight reduction in net interest income (NII) projections, with anticipated decreases of -0.2% and -0.7% for fiscal years 2025 and 2026, respectively. Additionally, the bank is experiencing a contraction in net interest margin (NIM), which has fallen to approximately 1.8%, thereby limiting its return on tangible common equity (ROTCE). Furthermore, loan growth projections have also been lowered to +2.6% and +3.7%, down from previously anticipated rates, which raises concerns about the bank's overall profitability profile and growth trajectory.
This aggregate rating is based on analysts' research of Kearny Financial and is not a guaranteed prediction by Public.com or investment advice.
Kearny Financial (KRNY) Analyst Forecast & Price Prediction
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