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LC
Volume: 2.91M

LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 67%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

LendingClub Corp is operating in a burgeoning personal loan market, which has expanded at an approximate 14% compound annual growth rate (CAGR) over the past 15 years, positioning the company for substantial growth and market share gains. The company is forecasted to achieve a 32% year-over-year increase in loan originations for 2025, with expected earnings per share (EPS) growth of around 150% for the current year and notable margin expansion projected for 2026 and 2027. Additionally, LendingClub's strategic focus on credit card debt consolidation positions it to capture significant market share, complemented by advantages from its StructuredCertificates, which contribute to volume growth and interest income while maintaining a capital-light profile.

Bears say

LendingClub faces a negative outlook primarily due to constraints in marketplace lending, which could lead to underperformance in earnings per share (EPS). The company's origination volume remains substantially lower than two years ago, forcing a conservative approach to credit underwriting amidst ongoing macroeconomic disruptions. Additionally, the 2026 EPS guidance of $1.65-$1.80 falls short of the medium-term guidance for a return on tangible common equity (ROTCE) of 18-20%, highlighting concerns around profitability and potential credit losses.

LendingClub (LC) has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 67% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 6 analysts, LendingClub (LC) has a Buy consensus rating as of Feb 4, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

Volume: 2.91M

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