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LC
Volume: 1.45M
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LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 26 analyst ratings
Buy
Strong Buy 35%
Buy 31%
Hold 35%
Sell 0%
Strong Sell 0%

Bulls say

LendingClub Corp has demonstrated strong financial performance, with total noninterest income rising 21.4% quarter-over-quarter and 38.2% year-over-year in the third quarter, aided by improved fair value adjustments and sale pricing. The company reported an origination volume of $1.85 billion, reflecting a 13% year-over-year increase, and it maintains a clear strategy to enhance profitability by retaining more loan originations on its balance sheet. Furthermore, positive guidance for future origination growth, with expectations of over $2.3 billion and an annual increase of 25% by the end of 2025, signals robust momentum and improving revenue potential.

Bears say

LendingClub Corp's financial outlook appears negative due to a combination of declining growth metrics and an inability to meet market expectations, as demonstrated by a year-over-year reduction in growth of loan originations by 32%. The company's net charge-offs decreased to 4.50%, but the slight decline in net interest margin to 5.42% adds pressure on profitability amid higher cash balances stemming from an extended seasoning loan sale. Additionally, the company’s limited track record of profitability raises concerns about its ability to generate necessary capital, particularly in a competitive fintech landscape where competition from digitally native platforms is anticipated to intensify.

LendingClub (LC) has been analyzed by 26 analysts, with a consensus rating of Buy. 35% of analysts recommend a Strong Buy, 31% recommend Buy, 35% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 26 analysts, LendingClub (LC) has a Buy consensus rating as of Jul 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $12.87, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $12.87, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

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