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LC
Volume: 2.29M

LendingClub (LC) Stock Forecast & Price Target

LendingClub (LC) Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 67%
Hold 17%
Sell 0%
Strong Sell 0%

Bulls say

LendingClub Corp has demonstrated a strong growth trajectory in the personal loan market, which has experienced an approximate 14% compound annual growth rate (CAGR) over the past 15 years, leading to a projected 32% year-over-year growth in loan originations by 2025. The company is expected to achieve notable earnings per share (EPS) growth of around 150% this year, with further estimates indicating a significant increase to approximately $2.26 per share by 2027, driven by operational efficiencies and margin expansion. Additionally, LendingClub's strategic positioning, particularly in credit card debt consolidation, offers substantial market share opportunities as tighter underwriting standards in this area create favorable conditions for the company's loan origination volumes.

Bears say

LendingClub Corp faces a negative outlook primarily due to ongoing constraints in the marketplace lending sector, which have adversely impacted earnings per share (EPS) performance. The company's origination volume remains significantly lower than two years ago, necessitating a cautious approach to credit underwriting, which may hinder potential growth. Furthermore, the 2026 EPS guidance of $1.65-$1.80 is below the medium-term guidance of 18-20% return on tangible common equity (ROTCE), combined with pronounced annual losses of 4.5-5.0%, indicates underlying challenges in sustaining profitability and investor confidence.

LendingClub (LC) has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 67% recommend Buy, 17% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of LendingClub and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About LendingClub (LC) Forecast

Analysts have given LendingClub (LC) a Buy based on their latest research and market trends.

According to 6 analysts, LendingClub (LC) has a Buy consensus rating as of Mar 21, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

LendingClub (LC)

Volume: 2.29M

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