
loanDepot (LDI) Stock Forecast & Price Target
loanDepot (LDI) Analyst Ratings
Bulls say
loanDepot Inc has experienced a significant stock price increase, nearly doubling within a week, primarily due to speculation regarding potential government actions to address housing affordability through lower mortgage rates. The company's strong brand recognition positions it favorably against other retail lenders, likely enhancing its lead generation capabilities. Moreover, while gain on sale margins are near their trough, expectations of stable margins alongside peak mortgage servicing rights valuations suggest a favorable financial outlook if mortgage rates decrease.
Bears say
loanDepot Inc's valuation is projected to experience a deeper drawdown due to volatile interest rates, contributing to an overall cautious outlook. The company's leverage is expected to close the year at approximately 4.8x and gradually decrease to 4x by the following year, indicating potential risks associated with earnings volatility. Additionally, while there are opportunities for raising cash through mortgage servicing rights (MSR) sales, such measures are not reflected in their current estimates and may highlight underlying financial instability.
This aggregate rating is based on analysts' research of loanDepot and is not a guaranteed prediction by Public.com or investment advice.
loanDepot (LDI) Analyst Forecast & Price Prediction
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