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LDI
Volume: 3.78M
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loanDepot (LDI) Stock Forecast & Price Target

loanDepot (LDI) Analyst Ratings

Based on 2 analyst ratings
Sell
Strong Buy 0%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 50%

Bulls say

loanDepot Inc. has experienced a significant increase in its stock value, nearly doubling over the past week, attributed to speculation regarding potential government actions to lower mortgage rates and enhance homeowner affordability. The company's strong brand recognition among consumers is expected to bolster lead generation capabilities, giving it a competitive advantage over retail lenders. Furthermore, while gain on sale margins are at a low point, they are projected to remain stable if mortgage rates decline to around 6%, contingent on the trajectory of mortgage servicing rights valuations.

Bears say

loanDepot Inc's stock outlook remains negative primarily due to anticipated volatility in interest rates, contributing to a deeper drawdown in the company's valuation. The firm expects leverage to end the year at approximately 4.8x, projected to decline to 4x by the following year, indicating concerns about financial stability and the potential for increased earnings volatility. Additionally, while loanDepot could utilize mortgage servicing rights (MSR) sales to raise cash, this strategy is not factored into current estimates, further highlighting the uncertainty surrounding the company's financial performance.

loanDepot (LDI) has been analyzed by 2 analysts, with a consensus rating of Sell. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 50% predict a Strong Sell.

This aggregate rating is based on analysts' research of loanDepot and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About loanDepot (LDI) Forecast

Analysts have given loanDepot (LDI) a Sell based on their latest research and market trends.

According to 2 analysts, loanDepot (LDI) has a Sell consensus rating as of Dec 13, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $3, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $3, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

loanDepot (LDI)

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