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LKFN
Volume: 193.02K
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Lakeland Financial (LKFN) Stock Forecast & Price Target

Lakeland Financial (LKFN) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Lakeland Financial Corp reported a substantial quarter-over-quarter increase in pre-provision net revenue (PPNR), rising by 15% to $37.0 million, driven primarily by reduced expenses and enhanced spread and fee income, which exceeded forecasts by nearly 10%. The bank's net interest margin showed consistent improvement for the third consecutive quarter, increasing by 2 basis points to 3.42%, with expectations of continued modest growth due to effective asset rotation and fixed loan repricing strategies. Additionally, the favorable market performance of the bank's policies positively impacted bank-owned life insurance (BOLI) income, indicating strategic asset management during 2Q25.

Bears say

Lakeland Financial Corp has experienced a decline in profitability due to a non-performing asset from a Northern Indiana industrial company, which negatively impacted its earnings. Despite lower expenses in the quarter, including reductions in salaries and benefits, the underlying issues with asset quality have raised concerns regarding future stability. Additionally, the company's loan loss reserve (LLR) margin has decreased to 1.27%, indicating potential vulnerabilities in its financial health moving forward.

Lakeland Financial (LKFN) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Lakeland Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Lakeland Financial (LKFN) Forecast

Analysts have given Lakeland Financial (LKFN) a Hold based on their latest research and market trends.

According to 2 analysts, Lakeland Financial (LKFN) has a Hold consensus rating as of Oct 29, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Lakeland Financial (LKFN)

Volume: 193.02K

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