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LOB
Volume: 584.79K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares Inc. has demonstrated a solid financial performance, evident by the net interest margin expansion to 3.33%, surpassing estimates and highlighting effective management of interest income. Although there has been a slight increase in 30+ day past dues and non-accruals, the company maintains a strong ungarnished allowance ratio of 2.22%, indicating adequate coverage against potential credit losses. The firm’s leadership position in small business banking, coupled with its innovative initiatives in artificial intelligence, positions it well for significant growth, suggesting a positive outlook in both revenue generation and operational efficiency.

Bears say

Live Oak Bancshares has experienced a decrease in net charge-offs (NCOs) but remains vulnerable to several financial pressures, including unexpected interest rate movements and potential credit quality deterioration due to a downturn in the small business economy. The company's revised earnings per share (EPS) projections for 2026 and 2027 indicate a modest decline, reinforcing concerns about profitability amid ongoing economic challenges. Additionally, the bank's ability to meet regulatory standards may be jeopardized by significant earnings losses or deposit outflows, which could further impede financial stability.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Mar 21, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $42.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $42.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 584.79K

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