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LOB
Volume: 464.09K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares Inc. demonstrates a robust financial outlook, with a net interest margin that expanded by 5 basis points to 3.33%, surpassing initial estimates. Projections indicate a significant increase in pre-provision net revenue (PPNR) per share by 31% year-over-year for both 1H25 and 2026, which is well above the KRX median growth of 11%, driven by loan growth and interest margin improvements. Additionally, the return on tangible common equity (ROTCE) is expected to reach 13.0% by 2026, indicating positive momentum for continued growth in the subsequent years.

Bears say

Live Oak Bancshares has experienced significant credit stress, particularly within its Small Business Administration (SBA) segment, leading to a year-to-date underperformance of 13%. The company's non-0performing loans (NCOs) decreased, but this improvement came after notable negative credit migration in its commercial loan portfolio. Furthermore, recent preferred equity issuance has led to lowered earnings per share (EPS) estimates for 2025 and 2026, indicating potential long-term financial challenges and a negative impact on future profitability.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Feb 4, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $42.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $42.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 464.09K

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