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LOB
Volume: 12.86K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares is a strong performer in the banking industry, driven by its innovative use of technology and its leading position in Small Business Administration (SBA) loans. With strong top-line performance and steady credit metrics, Live Oak is expected to experience steady growth in the future. However, the bank is not without risk, as a prolonged economic recession or changes in the yield curve could negatively impact earnings. Nonetheless, the bank's focus on digital innovation and its leading position in the SBA loan market make it a strong buy, with a price target of $41 based on its 2026 earnings estimate of $2.90 per share.

Bears say

Live Oak Bancshares is currently experiencing strong growth in its loan volumes, which is expected to drive double-digit NII growth in the near future. However, the company's profitability is heavily reliant on its loan yields, which could be impacted by potential interest rate hikes. In addition, the company's high exposure to SBA loans poses a potential risk in case of an economic downturn. The recent improvement in credit quality is a positive sign, but further stability and visibility in this area is needed for higher confidence in the company's overall financial health. The current valuation of the company appears attractive, but potential regulatory changes and competition in the market could have a negative impact on its growth and profitability. Overall, caution should be exercised before investing in Live Oak Bancshares' stock, as the company's performance is heavily dependent on external factors.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Sep 28, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 12.86K

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