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LOB
Volume: 45.43K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares is seeing strong performance in their lending and deposit-related services to small businesses, especially those within specific industries. Their diverse loan programs and guarantor involvement provide a level of stability and mitigates potential credit risk in a recessionary environment. Additionally, the company reported a beat on core earnings for the latest quarter and has potential for future earnings growth with a stable net interest margin and expected loan growth.

Bears say

Live Oak Bancshares is facing several notable risks, including being founder-run and a leader in AI implementation with ~30 ongoing initiatives, which could positively impact the company's bottom and top-line growth. The recent stumble creates a unique buying opportunity, however, there are still potential downsides and risks such as strong competition from both traditional banks and non-bank financial institutions, potential liquidity and regulatory risks, and the impact that a prolonged economic downturn or regulatory changes could have on the company's financials and profitability. It will be important to monitor the company's progress in managing these risks while implementing AI initiatives and maintaining strong ESG performance.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of May 6, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 45.43K

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