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LOB
Volume: 198.49K

LOB Stock Forecast & Price Target

LOB Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

Live Oak Bancshares is well-positioned for future growth and profitability with its focus on lending and deposit services for small businesses, a top SBA 7(a) lender with a targeted approach, and a strong technological platform. With a solid momentum in business checking initiatives, continued growth in NIB deposits, and a relatively stable NIM outlook, the company is poised for success in the medium-term. However, potential risks include a prolonged economic recession and changes in the yield curve that could impact balance sheet growth and profitability. Nevertheless, the company's strong core EPS of $0.77, above Street expectations, and consistently improving credit trends set a positive outlook for the company's future performance.

Bears say

Live Oak Bancshares is facing several challenges that may impact its financial performance and stock price. Many of their loans are partially guaranteed by the Small Business Administration and U.S. Department of Agriculture, leaving them at risk in the event of economic downturns or changes in government policies. Additionally, Live Oak's strong reliance on technology and venture investments puts them at risk if these investments do not generate expected returns. Finally, their current discounted valuation compared to peers and the potential for further credit risks make it difficult to justify a positive outlook for the company's stock.

LOB has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Live Oak Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Live Oak Bancshares (LOB) Forecast

Analysts have given LOB a Buy based on their latest research and market trends.

According to 4 analysts, LOB has a Buy consensus rating as of Aug 14, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $45.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $45.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Live Oak Bancshares (LOB)

Volume: 198.49K

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