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LPRO
Volume: 75.61K
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LPRO Stock Forecast & Price Target

LPRO Analyst Ratings

Based on 5 analyst ratings
Buy
Strong Buy 40%
Buy 20%
Hold 40%
Sell 0%
Strong Sell 0%

Bulls say

Open Lending Corp reported a 3% year-over-year increase in total revenue for the third quarter, reaching $24.2 million, which exceeded forecasts by $2.3 million, indicating strong demand for its services. The company also achieved a 22% rise in adjusted EBITDA to $5.6 million, supported by a $1.1 million positive adjustment to previously recognized profit-sharing fee revenue, highlighting improved financial performance. Additionally, the expansion of the Lenders Protection Program, particularly with new agreements with OEM captive lenders, positions Open Lending to further enhance its market presence and profitability by addressing the needs of near-prime and non-prime borrowers effectively.

Bears say

The significant 13% year-over-year decline in certified loans, totaling 23.9K, indicates a troubling trend for Open Lending, particularly as relationships with captive lenders of auto manufacturers experienced a dramatic 57% decrease. Additionally, the company's forecast for total certified loans in the fourth quarter anticipates a further decline of 10% to 18% year-over-year, compounded by headwinds in lending to near-prime borrowers and increased seasonality effects. Compounding these challenges, rising auto loan delinquencies and defaults have prompted management to revise profit-sharing fee revenue downward, while declines in consumer confidence and spending further threaten Open Lending’s revenue and earnings outlook.

LPRO has been analyzed by 5 analysts, with a consensus rating of Buy. 40% of analysts recommend a Strong Buy, 20% recommend Buy, 40% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Open Lending Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Open Lending Corp (LPRO) Forecast

Analysts have given LPRO a Buy based on their latest research and market trends.

According to 5 analysts, LPRO has a Buy consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $3, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $3, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Open Lending Corp (LPRO)

Volume: 75.61K

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