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LPRO
Volume: 1.14M

LPRO Stock Forecast & Price Target

LPRO Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 50%
Buy 25%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Open Lending demonstrated strong financial performance in the third quarter, with total revenue increasing by 3% year-over-year to $24.2 million, exceeding projections by $2.3 million. The company's adjusted EBITDA rose 22% year-over-year to $5.6 million, bolstered by a $1.1 million positive adjustment to previously recognized profit-sharing fee revenue. Additionally, management's renewed confidence in providing full-year guidance suggests a positive outlook for growth, particularly with expectations for certificate volumes to increase between 3% and 13% in 2026 and a significant expansion in their pipeline following new agreements with auto manufacturers.

Bears say

Open Lending Corp reported a 13% year-over-year decline in the total number of certified loans, which fell to 23.9K, further exacerbated by a 57% drop in certified loans from relationships with captive lenders of three auto manufacturers due to stricter underwriting. The company's forecast for 4Q anticipates certified loans will range between 21.5K-23.5K, reflecting a continued negative trend influenced by lending headwinds to near-prime borrowers and seasonal volume weaknesses. Additionally, increasing auto loan delinquencies and defaults have led to downward revisions in previously recorded profit-sharing fee revenue for 2023 and early 2024, indicating ongoing challenges in the lending environment.

LPRO has been analyzed by 4 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 25% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Open Lending Corp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Open Lending Corp (LPRO) Forecast

Analysts have given LPRO a Buy based on their latest research and market trends.

According to 4 analysts, LPRO has a Buy consensus rating as of Mar 21, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $2.58, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $2.58, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Open Lending Corp (LPRO)

Volume: 1.14M

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