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MBIN
Volume: 265.07K
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Merchants Bancorp (MBIN) Stock Forecast & Price Target

Merchants Bancorp (MBIN) Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Merchants Bancorp has shown a strong performance with an end-of-period (EOP) loans held for investment (HFI) increase of 4% over the last quarter, surpassing prior expectations and consensus forecasts. Additionally, the company's customer deposits, including both certificate deposits and brokered funds, increased by 8% quarter-over-quarter, reflecting broad-based growth in various deposit categories. The significant rise in average earning assets (AEAs) by 26% further underscores the bank's robust operational capacity and positive outlook for continued financial growth.

Bears say

Merchants Bancorp's financial metrics reveal a diminishing profitability trend, with a low return on assets (ROA) of 0.52% and a return on tangible common equity (ROTCE) of 6.0% in the second quarter. The company's net interest income (NII) of $128.7 million, despite a 5% increase quarter-over-quarter, still fell 1%-2% short of expectations, coinciding with a decline in net interest margin (NIM) to 2.83%. Additionally, the reported operating earnings per share (EPS) of $0.53 significantly underperformed against both consensus estimates of $1.12 and the firm's own estimate of $1.18, highlighting ongoing challenges in meeting financial projections.

Merchants Bancorp (MBIN) has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Merchants Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Merchants Bancorp (MBIN) Forecast

Analysts have given Merchants Bancorp (MBIN) a Buy based on their latest research and market trends.

According to 3 analysts, Merchants Bancorp (MBIN) has a Buy consensus rating as of Oct 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $39.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $39.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Merchants Bancorp (MBIN)

Volume: 265.07K

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