
MOFG Stock Forecast & Price Target
MOFG Analyst Ratings
Bulls say
MidWestOne Financial Group Inc. has demonstrated a modest strengthening in its regulatory capital ratios, with a Common Equity Tier 1 (CET1) ratio of 11.0%, tier 1 capital at 11.9%, and tier 1 leverage increasing to 9.6%. The company also reported positive growth in tangible book value (TBV), which increased by 4% to $23.36, alongside a sequential rise in tangible common equity (TCE) to 7.89%. Furthermore, the outlook for TCE is favorable, with projections indicating growth to between 8.4% and 9.1% by the end of 2025 and 2026, supported by an improving return on assets (ROA) forecast of 1.0% to 1.2%.
Bears say
MidWestOne Financial Group Inc. is projected to experience only 1% to 9% year-over-year growth in core fee income for 2025 and 2026, reflecting a 2% reduction from prior forecasts attributed to conservative estimates from the SBA. Additionally, there has been a noticeable decline in certificates of deposit (CDs) by 3% quarter-over-quarter, alongside significant drops in various checking and savings account types, which suggests weakening consumer confidence or shifts in spending behavior. The downward revision of 11% in earnings per share (EPS) for 2025, accompanied by a profitability outlook that is moderately below average relative to peers, further underscores the challenges facing the financial institution.
This aggregate rating is based on analysts' research of MidWestOne Financial Group and is not a guaranteed prediction by Public.com or investment advice.
MOFG Analyst Forecast & Price Prediction
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