
MOFG Stock Forecast & Price Target
MOFG Analyst Ratings
Bulls say
MidWestOne Financial Group Inc. has demonstrated a solid strengthening of its regulatory capital ratios, including a common equity tier 1 (CET1) ratio of 11.0%, tier 1 capital ratio of 11.9%, total risk-based capital (TRBC) of 14.4%, and a tier 1 leverage ratio of 9.6%, all of which reflect incremental improvements. Additionally, tangible book value (TBV) increased by 4% quarter-over-quarter to $23.36, while tangible common equity (TCE) rose by 32 basis points to 7.89%, signaling a favorable financial position. Projections indicate a further rise in TCE to between 8.4% and 9.1% by the end of 2025 and 2026, paired with a steadily improving return on assets (ROA) outlook, which supports a positive financial trajectory for the company.
Bears say
MidWestOne Financial Group Inc. has revised its projections for quarterly core fee income in the second half of 2025 and 2026 to $10.8 million - $11.8 million, reflecting a lower growth estimate of 1% for 2025 and 9% for 2026, which is a 2% reduction from previous forecasts. Additionally, the company has experienced a quarterly decline of 3% in certificates of deposit, primarily attributed to decreases in checking accounts, money market accounts, and savings accounts, which raises concerns about its deposit base stability. Furthermore, an 11% reduction in the 2025 earnings per share estimate to $2.80, combined with a profitability outlook that is moderately below average compared to peers, reinforces a pessimistic outlook for the stock's performance.
This aggregate rating is based on analysts' research of MidWestOne Financial Group and is not a guaranteed prediction by Public.com or investment advice.
MOFG Analyst Forecast & Price Prediction
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