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MSBI
Volume: 99.11K
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MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 4 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp Inc. has demonstrated a positive outlook, with aggregate revenue growth of 1% quarter-over-quarter and an annualized loan growth rate of 8% in the fourth quarter of 2024, reflecting a robust demand for its lending services. The company's profitability is expected to benefit from a projected improvement in net interest margin (NIM) to approximately 3.27% by the fourth quarter of 2025, driven by higher yielding core loan production and a reduction in funding costs. Additionally, the anticipated improvement in the efficiency ratio to 65% by the same period indicates well-managed growth, supported by effective strategic hires aimed at enhancing traditional loan growth.

Bears say

Midland States Bancorp has experienced a significant decline in key financial metrics, with a notable 22% quarter-over-quarter decrease in pre-provision net revenue (PPNR) resulting from higher operating expenses, which contributed to a shortfall against consensus estimates. The company's tangible book value (TBV) and tangible common equity (TCE) have also deteriorated, with TBV declining by 16% quarter-over-quarter to $21.01 and TCE dropping 89 basis points to 6.14%, exacerbated by an unfavorable swing in accumulated other comprehensive income (AOCI). Furthermore, the reduction in loan portfolio size alongside increased operational costs has prompted downward revisions in earnings per share estimates for 2025 and 2026, reinforcing an outlook characterized by subdued profitability and elevated non-performing assets (NPAs).

MSBI has been analyzed by 4 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 4 analysts, MSBI has a Hold consensus rating as of Jul 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $22.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $22.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 99.11K

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