
MSBI Stock Forecast & Price Target
MSBI Analyst Ratings
Bulls say
Midland States Bancorp Inc. has demonstrated a positive upward trend, with community banking originations increasing by 2% quarter-over-quarter in the first quarter of 2025, indicating robust demand for its services. Management expects this momentum to benefit from enhanced client engagement and increased market share, supported by proactive technology investments aimed at improving operational efficiency. Furthermore, the company is projected to improve its efficiency ratio to between 63% and 65%, highlighting its commitment to streamlining operations and enhancing profitability.
Bears say
The financial outlook for Midland States Bancorp appears unfavorable due to projected net charge-offs (NCOs) of 50-80 basis points for the second quarter of 2H25, with only a marginal improvement anticipated to 25-40 basis points in the following year. Additionally, the company reported a 4% decline in wealth management revenue in the first quarter of 2025 compared to the previous quarter, primarily impacted by elevated estate fees in the prior period. Furthermore, there was a notable year-over-year decrease of 9% in this revenue segment, indicating challenges in maintaining growth within its wealth management operations.
This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.
MSBI Analyst Forecast & Price Prediction
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