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MSBI
Volume: 178.95K

MSBI Stock Forecast & Price Target

MSBI Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Midland States Bancorp Inc has reported a 2% increase in community banking originations in the first quarter of 2025, signaling positive growth momentum within its primary banking segment. The financial holding company has demonstrated consistent credit quality improvements, with expectations for credit costs to decline in the upcoming years due to a significant portion of gross charge-offs being attributed to the MEF portfolio. Additionally, the expansion of the net interest margin by 23 basis points to 3.79% and the proactive technology investments are likely to enhance client engagement and efficiency, contributing to an improved efficiency ratio forecast of 63%-65%.

Bears say

Midland States Bancorp is experiencing a notable decline in key financial metrics, including a 3% quarter-over-quarter decrease in loans held for investment and a significant reduction in total deposits by 6%, heavily impacted by a 59% decline in brokered deposits. The Wealth Management segment also reported a 4% quarter-over-quarter drop in revenue, highlighting challenges in generating sustained income from this division. Additionally, the forecasted increase in net charge-offs (NCOs) suggests potential deterioration in asset quality, reinforcing a negative outlook on the company's financial stability and growth prospects.

MSBI has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Midland States Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Midland States Bancorp (MSBI) Forecast

Analysts have given MSBI a Hold based on their latest research and market trends.

According to 3 analysts, MSBI has a Hold consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $19.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $19.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Midland States Bancorp (MSBI)

Volume: 178.95K

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