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NAVI
Volume: 82.51K
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Navient (NAVI) Stock Forecast & Price Target

Navient (NAVI) Analyst Ratings

Based on 7 analyst ratings
Hold
Strong Buy 14%
Buy 0%
Hold 71%
Sell 0%
Strong Sell 14%

Bulls say

Navient Corp has demonstrated a solid growth trajectory, evidenced by its increased access to the asset-backed securities (ABS) market, which enables the company to rotate its loan portfolio towards higher-quality graduate loans. The management has indicated significant opportunities in the graduate market, coupled with robust loan origination growth, highlighting an area of expansion and profitability. Additionally, the encouraging investor demand for the company's annual ABS sale, which featured a strong 45% mix of graduate loans, further underscores the positive momentum and financial stability of Navient's business segments.

Bears say

Navient's stock outlook is negatively impacted by a reported miss due to deteriorating credit trends, particularly linked to disaster forbearance and rising delinquency rates. The company's Consumer Net Interest Margin (NIM) decreased by 44 basis points sequentially to 2.32%, while Net Charge-Offs (NCOs) rose by 19 basis points to 2.06%, indicating a decline in overall credit quality. Additionally, earnings per share estimates for 2025 and 2026 have been revised downward to $1.01 and $1.40, respectively, reflecting the operational challenges and increasing origination volumes.

Navient (NAVI) has been analyzed by 7 analysts, with a consensus rating of Hold. 14% of analysts recommend a Strong Buy, 0% recommend Buy, 71% suggest Holding, 0% advise Selling, and 14% predict a Strong Sell.

This aggregate rating is based on analysts' research of Navient and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Navient (NAVI) Forecast

Analysts have given Navient (NAVI) a Hold based on their latest research and market trends.

According to 7 analysts, Navient (NAVI) has a Hold consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $14.14, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $14.14, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Navient (NAVI)

Volume: 82.51K

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