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NAVI
Volume: 269.14K
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Navient (NAVI) Stock Forecast & Price Target

Navient (NAVI) Analyst Ratings

Based on 8 analyst ratings
Hold
Strong Buy 13%
Buy 0%
Hold 63%
Sell 0%
Strong Sell 25%

Bulls say

Navient Corp's positive outlook is supported by its increased access to the asset-backed securities (ABS) market, which positions the company to enhance its portfolio by focusing on higher-quality graduate loans. Management has highlighted significant opportunities in the graduate market, alongside strong loan origination growth, reflecting a robust demand for their educational financing solutions. The company also experienced encouraging investor demand during its annual ABS sale, attributed to a substantial mix of graduate loans, which constituted 45% of the portfolio.

Bears say

Navient Corporation has reported a weak performance driven by deteriorating credit trends, reflected in elevated delinquency levels and the impact of disaster forbearance on loan repayments. The company's Consumer Net Interest Margin (NIM) has decreased by 44 basis points to 2.32%, while Net Charge-Offs (NCOs) have risen by 19 basis points to 2.06%, indicating increased credit risk within its lending portfolio. Additionally, earnings per share estimates for 2025 and 2026 have been negatively revised to $1.01 and $1.40, respectively, down from previous forecasts, further highlighting the financial pressures the company is facing.

Navient (NAVI) has been analyzed by 8 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 0% recommend Buy, 63% suggest Holding, 0% advise Selling, and 25% predict a Strong Sell.

This aggregate rating is based on analysts' research of Navient and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Navient (NAVI) Forecast

Analysts have given Navient (NAVI) a Hold based on their latest research and market trends.

According to 8 analysts, Navient (NAVI) has a Hold consensus rating as of Oct 30, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $14.19, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $14.19, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Navient (NAVI)

Volume: 269.14K

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