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NAVI
Volume: 1.58M

Navient (NAVI) Stock Forecast & Price Target

Navient (NAVI) Analyst Ratings

Based on 7 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 71%
Sell 14%
Strong Sell 14%

Bulls say

Navient Corp's position in the asset-backed securities (ABS) market is strengthening, allowing the company to continually shift its portfolio towards higher-quality graduate loans, which is expected to enhance overall financial performance. The management has indicated significant opportunities for loan origination growth in the graduate market, highlighting a strategic focus on this segment. Additionally, the robust investor demand during the company's annual ABS sale in June, driven by a strong 45% graduate loan mix, suggests a favorable market perception and potential for improved revenue generation.

Bears say

Navient Corp has reported disappointing financial results characterized by weaker credit trends attributed to disaster forbearance and rising delinquency rates, signaling concerns about credit quality. The company's consumer net interest margin (NIM) has significantly decreased by 44 basis points to 2.32%, while the net charge-offs (NCOs) increased by 19 basis points to 2.06%, indicating deteriorating loan performance. As a result, revenue estimates for earnings per share for 2025 and 2026 have been revised downward, reflecting a shift in outlook due to these financial challenges and increased origination volumes.

Navient (NAVI) has been analyzed by 7 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 71% suggest Holding, 14% advise Selling, and 14% predict a Strong Sell.

This aggregate rating is based on analysts' research of Navient and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Navient (NAVI) Forecast

Analysts have given Navient (NAVI) a Hold based on their latest research and market trends.

According to 7 analysts, Navient (NAVI) has a Hold consensus rating as of Feb 4, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $12.14, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $12.14, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Navient (NAVI)

Volume: 1.58M

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