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NP
Volume: 488.14K

NP Stock Forecast & Price Target

NP Analyst Ratings

Based on 12 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 33%
Sell 17%
Strong Sell 0%

Bulls say

Neptune Insurance Holdings Inc. has demonstrated a nearly 4% increase in average commission rates since 2018, indicating robust revenue growth potential. The company's innovative underwriting engine has outperformed the National Flood Insurance Program (NFIP) in terms of written loss ratio, showcasing its competitive advantage despite significant market challenges, including numerous landfall hurricanes. Furthermore, as NFIP reforms unfold and subsidies are phased out, Neptune is positioned to offer more affordable coverage, which could enhance its market presence in the flood insurance space.

Bears say

Neptune Insurance Holdings Inc. faces a challenging outlook due to declining agent productivity and reduced customer activity, which could significantly disrupt revenue generation and hinder both policyholder retention and new business attraction. The company is also exposed to cybersecurity risks that threaten the security of sensitive policyholder data, as well as operational vulnerabilities stemming from reliance on third-party agents and brokers for over 96% of its policy sales. Compounding these issues is the competitive market landscape and potential economic stressors, such as decreased property values, which may adversely impact Neptune's revenue and profitability while increasing claims costs.

NP has been analyzed by 12 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 33% suggest Holding, 17% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Neptune Insurance Holdings Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Neptune Insurance Holdings Inc (NP) Forecast

Analysts have given NP a Buy based on their latest research and market trends.

According to 12 analysts, NP has a Buy consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $28.54, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $28.54, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Neptune Insurance Holdings Inc (NP)

Volume: 488.14K

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