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NP
Volume: 4.27K

NP Stock Forecast & Price Target

NP Analyst Ratings

Based on 12 analyst ratings
Buy
Strong Buy 25%
Buy 42%
Hold 25%
Sell 8%
Strong Sell 0%

Bulls say

Neptune Insurance Holdings Inc. demonstrates a robust growth trajectory, with an updated revenue guidance for 2026 raised to $193 million, reflecting a strong retention rate that improved to 92% year-over-year. The company's innovative use of predictive analytics has allowed it to maintain a competitive edge, consistently outperforming the National Flood Insurance Program (NFIP) in terms of written loss ratios, thereby enhancing profitability. Additionally, as the company benefits from a favorable shift in the insurance landscape, including the phase-out of subsidies, Neptune is well-positioned to offer more competitive and affordable coverage options moving forward.

Bears say

Neptune Insurance Holdings Inc. faces several significant challenges that contribute to a negative outlook on its stock. Key factors include a reliance on third-party agents and brokers for over 96% of policy sales, which exposes the company to fluctuations in agent productivity and potential legal issues. Moreover, the highly competitive market environment, vulnerability to cybersecurity threats, and potential economic stress that can reduce property values and premiums further exacerbate revenue and profitability concerns.

NP has been analyzed by 12 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 42% recommend Buy, 25% suggest Holding, 8% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Neptune Insurance Holdings Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Neptune Insurance Holdings Inc (NP) Forecast

Analysts have given NP a Buy based on their latest research and market trends.

According to 12 analysts, NP has a Buy consensus rating as of Mar 25, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $27.04, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $27.04, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Neptune Insurance Holdings Inc (NP)

Volume: 4.27K

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