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NYCB
Volume: 19.48M
NYCB

NYCB Stock Forecast & Price Target

NYCB Analyst Ratings

Based on 23 analyst ratings
Hold
Strong Buy 17%
Buy 9%
Hold 70%
Sell 4%
Strong Sell 0%

Bulls say

New York Community Bancorp Inc. reported a solid growth in commercial and industrial (C&I) loans, which increased by 3.4% to reach $25.3 billion, reflecting the bank's strong competitive position in diverse markets. Total loans saw a notable year-over-year increase of 22.6%, bringing the total to $84.6 billion, while the loan-to-deposit ratio rose to 104.0%, indicating effective utilization of deposits. Furthermore, management's decision to increase reserves prudently from approximately 2% to around 8% suggests a conservative approach aligned with industry peers, enhancing the bank's resilience amid changing economic conditions.

Bears say

New York Community Bancorp Inc. recently reported a sequential decline in noninterest income of 8.8%, significantly impacted by an 18.2% reduction in noninterest bearing deposits, attributed to expected declines in Signature-related custodial balances. The company's net interest income faced pressure due to a lower-than-expected margin, compounded by a surprise announcement of a dividend cut and an unexpected increase in provisions and reserves, signaling a challenging operational landscape following its transition to a Category IV financial institution. Furthermore, anticipated growth constraints driven by the need to enhance capital levels and infrastructure to meet compliance standards suggest looming headwinds for future earnings and margin sustainability.

NYCB has been analyzed by 23 analysts, with a consensus rating of Hold. 17% of analysts recommend a Strong Buy, 9% recommend Buy, 70% suggest Holding, 4% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of New York Community Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About New York Community Bancorp (NYCB) Forecast

Analysts have given NYCB a Hold based on their latest research and market trends.

According to 23 analysts, NYCB has a Hold consensus rating as of Jul 27, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $9.98, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $9.98, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

New York Community Bancorp (NYCB)

Volume: 19.48M

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