
OBK Stock Forecast & Price Target
OBK Analyst Ratings
Bulls say
Origin Bancorp Inc. has demonstrated a solid financial performance characterized by an increase in its net interest margin (NIM), which rose 17 basis points quarter-over-quarter to 3.61%, reflecting effective loan repricing strategies that could yield further upside. The bank's earning asset yields also expanded, with securities yields jumping 45 basis points to 3.62%, indicating a successful securities restructuring that benefited overall revenue generation. Additionally, robust origination growth of approximately 20% year-to-date for 2025 supports a positive outlook, warranting adjustments to earnings estimates for the upcoming years.
Bears say
The financial analysis of Origin Bancorp, Inc. reveals several concerning metrics that contribute to a negative outlook on the stock. There was a significant decline in end-of-period (EOP) loans by 7.7% on a linked quarter average basis, contrasting sharply with a reported increase of 5.2% in the previous quarter, which indicates weakening loan demand. Additionally, the guidance for full-year 2025 revenue growth has been revised downward to flat, reflecting broader economic uncertainties and potential risks associated with credit quality and competitive pressures, which could further impact profitability and the bank's overall financial health.
This aggregate rating is based on analysts' research of Origin Bancorp Inc and is not a guaranteed prediction by Public.com or investment advice.
OBK Analyst Forecast & Price Prediction
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