
OBK Stock Forecast & Price Target
OBK Analyst Ratings
Bulls say
Origin Bancorp's financial metrics indicate a strong outlook, highlighted by an increase in net interest margin (NIM) by 4 basis points to 3.65% and an expansion in earning asset yields to 5.89%. The bank also demonstrated robust loan growth, with end-of-period loans increasing by 7.1% on a last quarter annualized basis, fueled by contributions from various sectors including commercial and multifamily real estate. Additionally, a notable shift in deposit structure with noninterest-bearing deposits rising to 24.0% of total deposits further supports the company’s financial stability and future growth potential.
Bears say
The financial outlook for Origin Bancorp reflects several concerning trends, with end-of-period (EOP) loans declining by 7.7%, a stark contrast to the previous quarter's increase, indicating potential weakness in loan demand and market conditions. Furthermore, the company's revised guidance for 2025 was lowered from a low single-digit growth expectation to flat, highlighting challenges in sustaining revenue growth and profitability amid economic uncertainties. Coupled with risks such as credit quality deterioration, competitive pressures on loan pricing, and net interest margin (NIM) compression, Origin Bancorp faces significant headwinds that may negatively impact its financial stability moving forward.
This aggregate rating is based on analysts' research of Origin Bancorp Inc and is not a guaranteed prediction by Public.com or investment advice.
OBK Analyst Forecast & Price Prediction
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