
OBK Stock Forecast & Price Target
OBK Analyst Ratings
Bulls say
Origin Bancorp Inc. has demonstrated a positive financial outlook driven by an increase in the net interest margin (NIM), which rose by 15 basis points to 3.31%, surpassing initial estimates. The company experienced a notable increase in non-interest-bearing deposit balances, which grew by 5% sequentially, indicating strong client confidence and liquidity management. Additionally, the bank's strategy, "Optimize Origin," aims to improve profitability and leverage profitable relationships, contributing to an anticipated return on assets (ROA) of 1% by the fourth quarter of 2025.
Bears say
Origin Bancorp's stock outlook remains negative due to a notable decline in both loans and deposits, with loans decreasing by 12.8% and deposits by 12.4% quarter-over-quarter, which may negatively impact the average balance sheet size going into 2025. Furthermore, the bank's loans showed significant weakness across various segments, particularly in construction and development loans, which fell by 51%, as well as commercial and industrial loans witnessing a 14% decline. Additionally, the reduction of the allowance for credit losses to 1.26% may reflect potential concerns regarding asset quality and future loan performance amid these declining trends.
This aggregate rating is based on analysts' research of Origin Bancorp Inc and is not a guaranteed prediction by Public.com or investment advice.
OBK Analyst Forecast & Price Prediction
Start investing in OBK
Order type
Buy in
Order amount
Est. shares
0 shares