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OCFC
Volume: 241.38K

OceanFirst Financial (OCFC) Stock Forecast & Price Target

OceanFirst Financial (OCFC) Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 25%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OceanFirst Financial Corp has demonstrated solid financial performance, with core fee income growing by 7% quarter-over-quarter to $12.3 million and core pre-provision net revenue (PPNR) increasing 12% to $31 million, exceeding forecasts. The bank's robust loan growth of 3.7% quarter-over-quarter, totaling $10.558 billion, was primarily fueled by commercial and industrial loans, non-owner-occupied commercial real estate, and owner-occupied commercial real estate segments. Additionally, the outlook for net interest income (NII) suggests continued strength, with expectations of high-single-digit growth driven by an anticipated increase in net interest margin to approximately 3.00% in the first half of 2026.

Bears say

OceanFirst Financial Corp is facing a challenging outlook due to a modest decline in net interest margin (NIM), driven by aggressive deposit growth targets that exceed current rates. Additionally, the company's core earnings projections for 2026 have been downgraded, reflecting reduced fee income and expectations of lower net interest income stemming from anticipated NIM contraction in the fourth quarter of 2025. Compounding these concerns are macroeconomic risks, where potential increases in unemployment and a weakening housing market could lead to accelerated credit losses, adversely impacting profitability projections.

OceanFirst Financial (OCFC) has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 25% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OceanFirst Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OceanFirst Financial (OCFC) Forecast

Analysts have given OceanFirst Financial (OCFC) a Buy based on their latest research and market trends.

According to 4 analysts, OceanFirst Financial (OCFC) has a Buy consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OceanFirst Financial (OCFC)

Volume: 241.38K

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