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OMF
Volume: 797.31K

OneMain Hld (OMF) Stock Forecast & Price Target

OneMain Hld (OMF) Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 11%
Buy 44%
Hold 44%
Sell 0%
Strong Sell 0%

Bulls say

OneMain Holdings Inc. exhibited notable financial strength in the third quarter, with a reported capital generation of $272 million, reflecting a year-over-year increase of 29%, signaling effective scale benefits. The company's loan growth is anticipated to modestly increase to 3.5%, alongside an improvement in net charge-offs to 6.63%, indicating stable credit trends and a favorable lending environment. Additionally, with recent investments in technology and product offerings, as well as favorable funding conditions, the management appears well-positioned to accelerate capital returns, further enhancing the company's valuation potential.

Bears say

The financial outlook for OneMain Holdings Inc. is characterized by concerns over elevated credit costs, which are expected to drive the net charge-off rate to 7.46%, alongside a projected decline in adjusted net income to $863 million, resulting in an earnings per share of $7.57. Additionally, the significant level of indebtedness raises questions about the company's resilience against competitive pressures and its vulnerability during economic downturns, particularly as loan growth is anticipated to be muted at 1%, capping total balance sheet loans at approximately $26.5 billion. Overall, uncertainties regarding economic conditions may create adverse operational challenges for OneMain Holdings and the consumer lending sector, warranting caution in the outlook for the company.

OneMain Hld (OMF) has been analyzed by 9 analysts, with a consensus rating of Buy. 11% of analysts recommend a Strong Buy, 44% recommend Buy, 44% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OneMain Hld and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OneMain Hld (OMF) Forecast

Analysts have given OneMain Hld (OMF) a Buy based on their latest research and market trends.

According to 9 analysts, OneMain Hld (OMF) has a Buy consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $63.44, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $63.44, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OneMain Hld (OMF)

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