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OMF
Volume: 2.01M
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OneMain Hld (OMF) Stock Forecast & Price Target

OneMain Hld (OMF) Analyst Ratings

Based on 21 analyst ratings
Buy
Strong Buy 38%
Buy 33%
Hold 29%
Sell 0%
Strong Sell 0%

Bulls say

OneMain Holdings Inc. reported slightly better-than-expected results for 4Q24, indicating a solid performance relative to market expectations. The company operates in a growing segment, with non-prime personal loans representing only 16% of total non-prime unsecured credit, suggesting significant opportunities for expansion. Additionally, management's 2025 outlook aligns with previous estimates, projecting managed receivables growth of 5.0%-8.0% and indicating improved credit performance metrics, supporting a favorable trajectory for the company's financial health.

Bears say

OneMain Holdings's stock outlook is negatively impacted by the company's elevated net leverage ratio of 5.6x, which indicates high levels of indebtedness that may hinder its ability to manage competitive pressures and navigate economic downturns. Additionally, while the firm-wide net charge-offs (NCOs) were reported at 7.9%, slightly lower than expectations, this still reflects a concerning trend in credit performance, with significant vulnerability in case of economic weakness. Lastly, the potential for greater-than-expected finance receivable losses poses a risk to the company's financial results, as it may necessitate increased provisions for losses, further straining profitability.

OneMain Hld (OMF) has been analyzed by 21 analysts, with a consensus rating of Buy. 38% of analysts recommend a Strong Buy, 33% recommend Buy, 29% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OneMain Hld and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OneMain Hld (OMF) Forecast

Analysts have given OneMain Hld (OMF) a Buy based on their latest research and market trends.

According to 21 analysts, OneMain Hld (OMF) has a Buy consensus rating as of Jul 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $53.05, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $53.05, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OneMain Hld (OMF)

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