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OPBK
Volume: 26.12K

OP Bancorp (OPBK) Stock Forecast & Price Target

OP Bancorp (OPBK) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OP Bancorp has demonstrated significant financial strength, evidenced by a robust 22 basis points (bps) expansion in net interest margin (NIM) to 3.23%, which substantially surpassed industry expectations. The bank experienced a notable 15.4% increase in ending loans quarter-over-quarter, highlighting its ability to fuel growth in its lending portfolio. Additionally, non-interest-bearing deposits (NIBDs) rose by 14% on an average basis for the second consecutive quarter, reflecting strong deposit growth and competitive positioning within its targeted market.

Bears say

OP Bancorp has experienced a decline in average earning asset yields, dropping 4 basis points to 6.15%, primarily due to reduced loan yields and nonaccrual interest reversals, which could negatively impact future profitability. The bank faces risks associated with deteriorating asset quality, competitive market pressures affecting loan and deposit pricing, and weak loan demand, all of which could hinder growth and compress margins. Additionally, a reduction in non-interest income, particularly from SBA gain-on-sale transactions, further contributes to a less favorable financial outlook for OP Bancorp amidst a challenging economic environment.

OP Bancorp (OPBK) has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OP Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OP Bancorp (OPBK) Forecast

Analysts have given OP Bancorp (OPBK) a Buy based on their latest research and market trends.

According to 2 analysts, OP Bancorp (OPBK) has a Buy consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OP Bancorp (OPBK)

Volume: 26.12K

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