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OPBK
Volume: 39.71K
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OP Bancorp (OPBK) Stock Forecast & Price Target

OP Bancorp (OPBK) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 50%
Buy 0%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OP Bancorp demonstrated strong financial performance marked by a notable 22 basis points expansion in net interest margin (NIM), which significantly surpassed expectations due to easing deposit competition and increased loan yields. Additionally, non-interest-bearing deposits (NIBDs) experienced meaningful growth, increasing by 14% on an average basis for the second consecutive quarter. These positive metrics, combined with upward revisions in estimated earnings for 2025 and 2026, suggest a favorable outlook for OP Bancorp's stock position.

Bears say

The financial outlook for OP Bancorp appears negative due to a reliance on historically higher betas, which may lead to increased margin pressure as interest rates rise, coupled with limited balance sheet flexibility. Additionally, there is a concerning trend in reduced fees stemming from lower Small Business Administration (SBA) gain-on-sale income, leading to revised expectations for future earnings. Furthermore, the potential for unforeseen increases in credit costs and diminished loan demand adds to the overall risks facing the bank's financial performance.

OP Bancorp (OPBK) has been analyzed by 2 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 0% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OP Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OP Bancorp (OPBK) Forecast

Analysts have given OP Bancorp (OPBK) a Buy based on their latest research and market trends.

According to 2 analysts, OP Bancorp (OPBK) has a Buy consensus rating as of Oct 29, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OP Bancorp (OPBK)

Volume: 39.71K

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