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OPFI
Volume: 231.29K
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OppFi (OPFI) Stock Forecast & Price Target

OppFi (OPFI) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

OppFi Inc. has seen a notable improvement in its financial performance, reflected by an increase in the 2025 Adjusted EPS estimate to $1.23, up from $1.07, due to stronger first-quarter results and better-than-expected originations and yield. The company is anticipated to experience continued growth in originations, leading to a further increase in the 2026 Adjusted EPS estimate to $1.50, supported by enhanced operating leverage. Additionally, the positive outlook is bolstered by an improving credit profile, re-acceleration in volume growth, and a favorable competitive landscape in the personal loan market.

Bears say

OppFi Inc reported ending receivables of $407 million, falling short of expectations and indicating a seasonal sequential decline. The company's growth is threatened by potential declines in origination volumes if it cannot expand or maintain partnerships with banks, particularly with FinWise. Additionally, there are significant regulatory risks and concerns regarding the effectiveness of its AI models in assessing borrower creditworthiness, which could adversely affect profitability on new loan origination.

OppFi (OPFI) has been analyzed by 2 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OppFi and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OppFi (OPFI) Forecast

Analysts have given OppFi (OPFI) a Buy based on their latest research and market trends.

According to 2 analysts, OppFi (OPFI) has a Buy consensus rating as of Oct 9, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $11.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $11.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OppFi (OPFI)

Volume: 231.29K

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