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OPFI
Volume: 65.05K

OppFi (OPFI) Stock Forecast & Price Target

OppFi (OPFI) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OppFi is confidently expecting to see significant increases in revenue and adjusted EPS in the coming years, with support from its planned bank acquisition and expansion of its line of credit program, despite a potential slowdown or decline in origination volumes if AI model improvements fail. The company also faces risks such as regulatory oversight and loan performance during down-cycle macro conditions, but management is confident in its abilities to navigate these challenges and continue on a positive growth trajectory.

Bears say

OppFi is struggling to maintain its position in the deep subprime lending market, facing stiff competition from other lenders such as Propel Holdings, Elevate Credit, and Enova International. The company's core installment loan product is losing market share to longer-term loans with lower monthly payments, and the delayed rollout of its new line of credit product is expected to impact revenue. Management has lowered its 2026 guidance due to these factors, leading to concerns about the company's long-term growth potential. Additionally, there is uncertainty surrounding the adoption and performance of new products, which could further impact profitability.

OppFi (OPFI) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OppFi and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OppFi (OPFI) Forecast

Analysts have given OppFi (OPFI) a Hold based on their latest research and market trends.

According to 2 analysts, OppFi (OPFI) has a Hold consensus rating as of Sep 28, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $10.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $10.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OppFi (OPFI)

Volume: 65.05K

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