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OPFI
Volume: 1.36M

OppFi (OPFI) Stock Forecast & Price Target

OppFi (OPFI) Analyst Ratings

Based on 2 analyst ratings
Hold
Strong Buy 0%
Buy 50%
Hold 50%
Sell 0%
Strong Sell 0%

Bulls say

OppFi is poised for strong growth due to its expanding potential market size, as it targets the underserved non-prime sector, and its focus on providing transparent and affordable credit options. The pending acquisition of BNCCorp and its roll-out of a new line of credit are expected to contribute to significant accretion to adjusted EPS in the coming years. However, there are risks to consider, such as potential regulatory changes, credit risk, competition, and interest rate fluctuations, which could impact the company's performance.

Bears say

OppFi is facing significant headwinds in its revenue and earnings growth due to slower-than-expected loan originations, competitive pressures, and delays in product rollouts. These challenges, coupled with lower-than-expected efficiency ratios and net revenue misses, may continue to impact the company's financial performance in the near term. Additionally, uncertainty around the success of new product offerings and risk-based pricing strategies pose execution risk and may limit visibility into future financial guidance. The recent bank acquisition may provide some upside potential in the long term, but for now, the stock faces a negative outlook.

OppFi (OPFI) has been analyzed by 2 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 50% recommend Buy, 50% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of OppFi and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About OppFi (OPFI) Forecast

Analysts have given OppFi (OPFI) a Hold based on their latest research and market trends.

According to 2 analysts, OppFi (OPFI) has a Hold consensus rating as of Aug 14, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $10.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $10.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

OppFi (OPFI)

Volume: 1.36M

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