
Orrstown Financial (ORRF) Stock Forecast & Price Target
Orrstown Financial (ORRF) Analyst Ratings
Bulls say
Orrstown Financial Services Inc demonstrated solid financial performance, highlighted by a 6.1% quarter-over-quarter increase in core net interest income (NII) alongside a 20 basis point rise in core net interest margin (NIM) to 3.65%. The company's end-of-period loans saw a notable increase of 6% on a last quarter annualized basis, reflecting a robust lending environment. Furthermore, capital levels strengthened, with the tangible common equity (TCE) ratio rising to 8.42% and tangible book value per share (TBV/sh) increasing by 3.6%, supported by strong earnings generation marked by a return on assets (ROA) of 1.54% and a return on tangible common equity (ROTCE) of 20.9%.
Bears say
Orrstown Financial Services is projected to experience a significant slowdown in loan growth, which poses a material risk to achieving its earnings outlook. Additionally, negative credit trends in its primary operating regions of Pennsylvania and Baltimore may further exacerbate existing financial vulnerabilities. Volatile interest rates, particularly the potential for a flattening or negative yield curve, represent further headwinds that could hinder the company's financial performance and outlook.
This aggregate rating is based on analysts' research of Orrstown Financial and is not a guaranteed prediction by Public.com or investment advice.
Orrstown Financial (ORRF) Analyst Forecast & Price Prediction
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