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OSBC
Volume: 176.08K

OSBC Stock Forecast & Price Target

OSBC Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 0%
Buy 75%
Hold 25%
Sell 0%
Strong Sell 0%

Bulls say

Old Second Bancorp is poised for a stronger financial performance due to the anticipated loan growth projected to restart in the second half of 2025, expected to range between 4% and 6% on a loan quarter average. The acquisition of a national powersport lending niche through EBG, which includes two key divisions, positions the company to capture additional market share and expand its offerings within the Chicagoland area. Furthermore, potential upside in revenue is expected from enhanced growth in treasury management and card services, contributing positively to the bank’s overall revenue diversification and profitability.

Bears say

Old Second Bancorp experienced a notable decline in non-performing assets (NPAs) of 27% quarter-over-quarter in 1Q25, falling to $37.7 million, attributed mainly to the resolution and sale of two major other real estate owned (OREO) properties. Despite this improvement in asset quality, the company continues to face risks related to potential asset quality deterioration, insufficient growth in loans, deposits, and core fee income, and persistent elevated operating expenses tied to OREO costs. Furthermore, it is anticipated that overall operating expenses will decrease by 8% in 2Q25, highlighting ongoing financial pressures that contribute to a negative outlook on the stock.

OSBC has been analyzed by 4 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 75% recommend Buy, 25% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Old Second Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Old Second Bancorp (OSBC) Forecast

Analysts have given OSBC a Buy based on their latest research and market trends.

According to 4 analysts, OSBC has a Buy consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $21.62, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $21.62, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Old Second Bancorp (OSBC)

Volume: 176.08K

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