
Bank OZK (OZK) Stock Forecast & Price Target
Bank OZK (OZK) Analyst Ratings
Bulls say
Bank OZK is projected to achieve robust financial performance, with expectations of over $1 billion in pre-provision net revenue (PPNR) for 2026, reflecting strong earnings potential driven by its low-leverage portfolio. Despite current credit challenges, the bank managed to grow tangible book value per share (TBVPS) by 12.1% in the most credit-stressed year to date, while maintaining a return on assets (ROA) of 1.75% and return on equity (ROE) of 12.5%. With mid-single-digit loan growth anticipated for 2026 and a re-acceleration to 10-11% in 2027, along with an asset-sensitive balance sheet poised to benefit from rising interest rates, Bank OZK's outlook remains optimistic for future growth and resilience.
Bears say
Bank OZK faces potential risks that may negatively impact its financial outlook, particularly due to an economic slowdown that could lead to higher nonperforming assets and increased net charge-offs, affecting net income. Additionally, acquisition risks present operational challenges and potential earnings dilution, while a decline in interest rates could compress the bank's net interest margin and adversely affect net interest income. Finally, asset quality risk, notably in relation to large-ticket commercial real estate loans amid a challenging credit environment, poses a significant threat to the bank's overall financial stability.
This aggregate rating is based on analysts' research of Bank OZK and is not a guaranteed prediction by Public.com or investment advice.
Bank OZK (OZK) Analyst Forecast & Price Prediction
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