Bank OZK

Bank OZK engages in the provision of community banking services. The firm offers deposit services such as checking, savings, money market, time deposit, and individual retirement accounts. It also provides loan services including types of real estate, consumer, commercial, industrial, and agricultural loans. The company was founded in 1903 and is headquartered in Little Rock, AR.

Earnings data Q1 2021

Earnings data Q2 2021

Earnings data Q3 2021

Earnings data Q4 2021

Earnings data Q1 2022

Earnings data Q2 2022

Earnings data Q3 2022

Earnings data Q4 2022

Earnings data Q1 2023

Earnings data Q2 2023

Earnings data Q3 2023

Earnings data Q4 2023

Earnings data Q1 2024

Earnings data Q2 2024

Earnings data Q3 2024

Earnings data Q4 2024

Bank OZK anticipates challenges from rising costs but eyes growth

Bank OZK faces challenges from rising costs and interest rates impacting deal flow, but maintains strengths in managing margins and deposit durations. Opportunities lie in strategic loan growth and disciplined capital deployment.
The bank's performance in 2023 will be influenced by expense management, reinvestment decisions, and progress in key portfolios. Overall, Bank OZK is positioned to navigate challenges and capitalize on growth prospects.
With a focus on prudent capital management and strategic growth initiatives, Bank OZK aims to sustain its performance amidst evolving market conditions and regulatory changes.

Bank OZK reports solid Q1 performance amidst margin challenges

Bank OZK's Q1 2023 performance reflected strength in lending and deposit growth, supported by a robust balance sheet and asset quality.
While facing challenges in margin compression and portfolio management, the bank's focus on risk management and capital strength positions it well.
Opportunities lie in navigating lending momentum, interest rate dynamics, and shareholder value enhancement through strategic initiatives.

Bank OZK maintains asset quality focus amidst economic caution

Bank OZK's Q2 2023 earnings call highlights steady performance, strong asset quality focus, and proactive credit management strategies. The company faces challenges in slower repayments and potential expense growth but sees opportunities in rate management and growth initiatives.

Bank OZK reports mixed Q3 performance, eyes growth opportunities

Bank OZK navigated a mixed landscape with a slowdown in projects but strong regional activity, maintaining disciplined practices and favorable credit quality.
The company's focus on organic loan growth, strong capital levels, and effective asset management position it well for future growth opportunities.
Challenges include potential liquidity impacts from longer-held RESG loans and undisclosed reserve information, while opportunities lie in market-driven loan payoffs and property valuation dynamics.

Bank OZK anticipates Fed cuts, focuses on disciplined growth strategy

Bank OZK's Q4 earnings call highlighted a conservative outlook for 2024, strong loan origination trends, and a focus on disciplined decision-making in a less competitive lending space. Challenges include navigating loan origination uncertainties and sponsor equity challenges. Opportunities exist in NII growth, talent acquisition, and customer-driven initiatives.

Bank OZK reports record earnings outlook amidst economic uncertainties

Bank OZK's Q1 2024 performance shows a focus on stable growth, cost management, and cautious optimism for record earnings.
The company is navigating challenges in negotiating rates, deposit pricing, and economic uncertainties while capitalizing on growth opportunities.
With a strategic emphasis on talent acquisition, product diversification, and maintaining credit risk factors, Bank OZK aims for organic expansion and financial stability.
Chairman George Gleason's outlook reflects a balanced approach to growth, risk management, and shareholder value creation.

Bank OZK reports solid Q2 performance, eyes diversification opportunities

Bank OZK's Q2 performance showed strong paydowns and a focus on CIB growth.
Emphasis on project quality and balance sheet diversification highlights strategic priorities.
Challenges with construction loans and capital requirements present areas for attention.
Opportunities for share repurchases and M&A could drive further growth and diversification.

Bank OZK addresses NIM pressure, focuses on asset quality

Bank OZK navigates NIM pressure, emphasizing loan growth and asset quality.
Commitment to high-quality assets and sponsor support mitigates risks.
Challenges include managing loan repricing, credit standards, and NIM fluctuations.
Opportunities lie in CIB growth, branch expansion, and fee income strategies.
Maintaining profitability through prudent risk management and relationship-based banking.

Revenue

Cost of revenue

Gross profit

Operating expenses

SG&A

Other

Operating income

EBITDA

Net income

Earnings per share

Total assets

Current assets

Cash & equivalents

Receivables

Inventory

Non-current assets

Net PPE

Intangibles

Total liabilities

Current liabilities

Short term debt

Income tax payable

Non-current liabilities

Long-term debt

Total equity

Stockholders equity

Minority interest

Total liabilities & equity

Total debt

Net debt

Book value per share

Cash from operations

Funds from operations

Change in working capital

Cash from investing

Capital expenditure

Purchase/sale of investments

Purchase/sale of business

Other sources

Cash from financing

Change in stock

Change in debt

Cash dividends paid

Cash from other sources

Net change in cash

Free cash flow

LOS ANGELES, CA / ACCESSWIRE / July 29, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Actively Probing Potential Securities Law Violations For Shareholders Of Bank Ozk

LOS ANGELES, CA / ACCESSWIRE / July 26, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Actively Investigating Possible Breaches Of Securities Laws For Shareholders Of Bank Ozk

LOS ANGELES, CA / ACCESSWIRE / July 25, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Actively Investigating Possible Breaches Of Securities Laws For Shareholders Of Bank OZK

LOS ANGELES, CA / ACCESSWIRE / July 19, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

Bank OZK Stockholders Are Informed By The Schall Law Firm Of Active Investigations Into Potential Securities Law Violations

Bank OZK (NASDAQ:OZK ) Q4 202 Earnings Conference Call July 18, 2024 11:00 AM ET Company Participants Jay Staley - Director of Investor Relations and Corporate Development George Gleason - Chairman and Chief Executive Officer Brannon Hamblen - President Tim Hicks - Chief Financial Officer Conference Call Participants Matt Olney - Stephens Catherine Mealor - KBW Manan Gosalia - Morgan Stanley Michael Rose - Raymond James Stephen Scouten - Piper Sandler Timur Braziler - Wells Fargo Samuel Varga - UBS Brian Martin - Janney Montgomery Scott Operator Good day, everyone, and thank you for standing by. Welcome to Bank OZK Second Quarter 2024 Earnings Conference Call.

Bank OZK (OZK) Q2 2024 Earnings Call Transcript

LOS ANGELES, CA / ACCESSWIRE / July 18, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Actively Probing Possible Breaches Of Securities Laws For Stockholders Of Bank OZK

Higher rates, steady loan demand and an increase in NII support Bank OZK's (OZK) Q2 earnings amid weakening asset quality, rise in expenses and high funding costs.

Bank OZK (OZK) Q2 Earnings Top, Stock Falls as Provisions Rise

While the top- and bottom-line numbers for Bank OZK (OZK) give a sense of how the business performed in the quarter ended June 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Bank OZK (OZK) Reports Q2 Earnings: What Key Metrics Have to Say

Bank OZK (OZK) came out with quarterly earnings of $1.52 per share, beating the Zacks Consensus Estimate of $1.51 per share. This compares to earnings of $1.47 per share a year ago.

Bank OZK (OZK) Q2 Earnings and Revenues Surpass Estimates

LITTLE ROCK, Ark., July 17, 2024 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the second quarter of 2024 was a record $173.5 million, a 3.3% increase from $167.9 million for the second quarter of 2023. For the first six months of 2024, net income available to common stockholders was $345.0 million, a 3.4% increase from $333.8 million for the first six months of 2023.

Bank OZK Announces Record Second Quarter 2024 Earnings and $200 Million Stock Repurchase Program

LITTLE ROCK, Ark., July 17, 2024 (GLOBE NEWSWIRE) -- Bank OZK's (the “Bank”) (Nasdaq: OZK) second quarter and first six months 2024 management comments are now available on the Bank's investor relations website https://ir.ozk.com.

Bank OZK Second Quarter and First Six Months of 2024 Management Comments

LOS ANGELES, CA / ACCESSWIRE / July 17, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Actively Probing Possible Breaches Of Securities Laws For Bank OZK Shareholders

LOS ANGELES, CA / ACCESSWIRE / July 16, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Vigorously Investigating Potential Violations Of Securities Laws For Shareholders Of Bank OZK

Federal Agricultural

6-7% yields, QDI, and strong coverage, I plan to own these picks forever. Today's investors are mostly traders due to their extremely short holding periods. I collect income from low-stress securities to make my portfolio management easier.

2 Preferred Stocks To Buy And Hold Forever

LOS ANGELES, CA / ACCESSWIRE / July 15, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Actively Probing Possible Breaches Of Securities Laws For Shareholders Of Bank OZK

Bank OZK shares have underperformed the market, but Q1 results showed strong earnings growth and loan expansion. Q2 focus will be on NII and credit quality, particularly regarding a significant loan for a life science building in San Diego. Despite concerns over real estate exposure, Bank OZK remains attractively valued with potential for positive credit quality news given its dividend increase.

Bank OZK Q2 Earnings Preview: CRE Losses Are The Critical Item

LOS ANGELES, CA / ACCESSWIRE / July 13, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Vigorously Investigating Potential Violations Of Securities Legislation For Bank OZK Shareholders

LOS ANGELES, CA / ACCESSWIRE / July 12, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Actively Probing Possible Securities Laws Breaches For Shareholders Of Bank OZK

Looking beyond Wall Street's top -and-bottom-line estimate forecasts for Bank OZK (OZK), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended June 2024.

Ahead of Bank OZK (OZK) Q2 Earnings: Get Ready With Wall Street Estimates for Key Metrics

LOS ANGELES, CA / ACCESSWIRE / July 9, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Vigorously Investigating Potential Violations Of Securities Laws For Bank OZK Shareholders

LOS ANGELES, CA / ACCESSWIRE / July 7, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Diligently Probing Possible Infringements Of Securities Laws For Investors Of Bank OZK

LOS ANGELES, CA / ACCESSWIRE / July 6, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

The Schall Law Firm Is Vigorously Investigating Potential Violations Of Securities Laws For Stakeholders Of Bank OZK

Bank OZK (OZK) raises its quarterly dividend by 2.6% to 40 cents per share. This marks the 56th consecutive quarter of a dividend hike.

Bank OZK (OZK) Announces a 2.6% Hike in Quarterly Dividend

LOS ANGELES, CA / ACCESSWIRE / July 3, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

Potential Securities Law Violations For Shareholders Of Bank OZK Are Actively Being Investigated By The Schall Law Firm

LOS ANGELES, CA / ACCESSWIRE / July 2, 2024 / The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Bank OZK ("Bank OZK" or "the Company") (NASDAQ:OZK) for violations of the securities laws. The investigation focuses on whether the Company issued false and/or misleading statements and/or failed to disclose information pertinent to investors.

News for Bank OZK Stock (OZK)