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PFBC
Volume: 106.91K
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Preferred Bank (PFBC) Stock Forecast & Price Target

Preferred Bank (PFBC) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

Preferred Bank has demonstrated a robust financial performance, highlighted by an increase in net interest income (NII) supported by a 7 basis point expansion in net interest margin (NIM) to 3.92%, alongside a significant uptick in end-of-period loans of 9.2% annualized. The bank's total balance sheet growth has been bolstered by the rise in interest-bearing demand deposits, which increased by 10.0%, reflecting strong deposit acquisition efforts. Additionally, the upward revision of earnings per share (EPS) estimates for 2025 and 2026 signifies confidence in improved profitability driven by better cost control and a solid growth trajectory in both loans and overall financial metrics.

Bears say

Preferred Bank is facing a negative outlook primarily due to a decline in its allowance for credit losses (ACL), which fell 2 basis points to 1.27%, indicating potential deterioration in asset quality. The bank's net interest margin is under pressure from sluggish loan demand and competitive market influences affecting loan and deposit pricing, with expectations of further rate cuts anticipated in the fourth quarter. Additionally, the contraction in the balance sheet and the observed decline in net interest income, which fell 4.3% quarter-over-quarter below guidance, suggests a less profitable earning asset mix going forward.

Preferred Bank (PFBC) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Preferred Bank and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Preferred Bank (PFBC) Forecast

Analysts have given Preferred Bank (PFBC) a Hold based on their latest research and market trends.

According to 3 analysts, Preferred Bank (PFBC) has a Hold consensus rating as of Dec 13, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $104.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $104.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Preferred Bank (PFBC)

Volume: 106.91K

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