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PFS
Volume: 633.62K

PFS Stock Forecast & Price Target

PFS Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 33%
Buy 33%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

Provident Finl Servs is currently managing high CRE concentration lower as needed like the roughly 430% CRE concentration ratio, diversifying with ~3% growth in C&I loans as capital-holdings tether 8.5% leverage ratio and 11.25% total RBC ratio; as growth continues EPS will jitter and NCOs should range 10-15bps eventually. Finally, the bank is sufficiently provisioned for elevated charge-off risk while deposits increased by 4.4% in 2025 with lowered costs and PFS trades at slight premium to average 1.3x P/TBV multiple; 1.4x forward assumes appropriate pricing.

Bears say

Provident Finl Servs is facing challenges that may weigh on investors, including a difficult growth trajectory and stagnant EPS growth due to flat NIM and credit normalizing. The company has a high CRE concentration ratio and capital constraints on growth, and while a flat NIM is expected in 2026, there is potential for modest expansion in 2027. With a current P/forward earnings multiple of just under 10x and a historical range of 7x to 14x, there is limited potential for alpha generation, leading to a negative outlook on the stock.

PFS has been analyzed by 3 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 33% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Provident Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Provident Financial Services (PFS) Forecast

Analysts have given PFS a Buy based on their latest research and market trends.

According to 3 analysts, PFS has a Buy consensus rating as of May 12, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $23.33, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $23.33, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Provident Financial Services (PFS)

Volume: 633.62K

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