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PFSI
Volume: 2.83M

PFSI Stock Forecast & Price Target

PFSI Analyst Ratings

Based on 7 analyst ratings
Buy
Strong Buy 29%
Buy 43%
Hold 29%
Sell 0%
Strong Sell 0%

Bulls say

PennyMac Financial Services Inc. has demonstrated solid performance, with gain on sale margins rising by 26 basis points to 0.84%, exceeding initial estimates and highlighting the firm's strong positioning in higher-margin direct lending channels. The company reported a notable 16% increase in origination volumes quarter-over-quarter, reaching $42.2 billion, which positively impacted production pre-tax earnings, primarily driven by improved gain on sale margins. Additionally, an increase in prepayment speeds leading to higher realization of MSR cash flows reflects strong refinancing activity, supporting an optimistic financial trajectory.

Bears say

PennyMac Financial Services Inc. reported a 4% quarter-over-quarter decline in origination volumes, falling short of estimates, which may indicate weakening market conditions. Operating return on equity (ROE) fell significantly from 18% to 10%, suggesting a downward trend in profitability that is expected to persist into the medium term. Additionally, PennyMac's servicing segment experienced a notable reduction in income, as servicing fees dropped to $149 million and pretax earnings significantly missed projections, raising concerns about the sustainability of its revenue streams.

PFSI has been analyzed by 7 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 43% recommend Buy, 29% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of PennyMac Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About PennyMac Financial Services (PFSI) Forecast

Analysts have given PFSI a Buy based on their latest research and market trends.

According to 7 analysts, PFSI has a Buy consensus rating as of Feb 4, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $139.71, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $139.71, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

PennyMac Financial Services (PFSI)

Volume: 2.83M

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