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PFSI
Volume: 51.38K
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PFSI Stock Forecast & Price Target

PFSI Analyst Ratings

Based on 6 analyst ratings
Buy
Strong Buy 17%
Buy 50%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

PennyMac Financial Services Inc. demonstrated a notable improvement in gain on sale margins, which increased by 26 basis points to 0.84%, outperforming the estimate of 0.68%. The company's shares appreciated approximately 10% from the end of the second quarter, currently trading at 1.4 times the second quarter book value, reflecting strong investor confidence. Furthermore, the production segment showed robust growth with increases in consumer originations and an overall positive outlook for loan acquisition volumes in the upcoming quarter, reinforcing a sound financial trajectory.

Bears say

PennyMac Financial Services Inc. has experienced a 4% quarter-over-quarter decrease in origination volumes, falling short of expectations, which casts doubt on its future growth prospects. Key risk factors, including the potential for reduced volumes in the origination segment and rising operational expenses from increased delinquencies, contribute to a more negative outlook. Additionally, the company's reliance on effective cost management to achieve a normalized return on equity presents further uncertainties in its financial performance moving forward.

PFSI has been analyzed by 6 analysts, with a consensus rating of Buy. 17% of analysts recommend a Strong Buy, 50% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of PennyMac Financial Services and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About PennyMac Financial Services (PFSI) Forecast

Analysts have given PFSI a Buy based on their latest research and market trends.

According to 6 analysts, PFSI has a Buy consensus rating as of Dec 15, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $138.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $138.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

PennyMac Financial Services (PFSI)

Volume: 51.38K

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