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PGY
Volume: 3.11M
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PGY Stock Forecast & Price Target

PGY Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 44%
Buy 33%
Hold 22%
Sell 0%
Strong Sell 0%

Bulls say

Pagaya Technologies Ltd demonstrated a significant improvement in its loan conversion rate, achieving 23.9% in 2Q25 compared to 15.2% in the same period last year, primarily due to enhancements in its AI-driven credit decisioning engine. The company reported a year-over-year revenue growth of 30% in 2Q25, indicating a strong performance while strategically focusing on maintaining credit quality rather than simply pursuing higher growth rates. This disciplined growth approach positions Pagaya favorably within the lending marketplace, reflecting its commitment to both customer experience and the integrity of the broader credit ecosystem.

Bears say

Pagaya Technologies Ltd's stock has experienced a decline due to negative sentiment stemming from a report on Upstart's deteriorating credit performance, which highlighted increasing delinquencies in asset-backed securities. This report suggests that the credit challenges are part of a broader trend affecting the financial technology space rather than being isolated to Upstart. Furthermore, the report raises concerns regarding Pagaya's potential exposure to similar credit headwinds, especially considering the risky strategy of approving a larger number of borrowers, warranting a cautious view on the company's financial stability.

PGY has been analyzed by 9 analysts, with a consensus rating of Buy. 44% of analysts recommend a Strong Buy, 33% recommend Buy, 22% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Pagaya Technologies Ltd and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Pagaya Technologies Ltd (PGY) Forecast

Analysts have given PGY a Buy based on their latest research and market trends.

According to 9 analysts, PGY has a Buy consensus rating as of Oct 29, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $34.78, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $34.78, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Pagaya Technologies Ltd (PGY)

Volume: 3.11M

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