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PGY
Volume: 7.27M

PGY Stock Forecast & Price Target

PGY Analyst Ratings

Based on 8 analyst ratings
Buy
Strong Buy 50%
Buy 38%
Hold 13%
Sell 0%
Strong Sell 0%

Bulls say

Pagaya Technologies Ltd demonstrated a notable improvement in its application-to-underwritten loan conversion rate, which rose to 23.9% in 2Q25 from 15.2% the previous year, attributed to enhancements in its AI-driven credit decision-making engine. Although the company's year-over-year revenue growth of 30% in 2Q25 is lower than a competitor's 102%, Pagaya's management has strategically chosen to prioritize stable credit performance over aggressive growth tactics. This deliberate approach, combined with their advanced technology and integration capabilities, positions Pagaya favorably within the lending marketplace and suggests a strong potential for sustained long-term growth.

Bears say

Pagaya Technologies Ltd's stock outlook is negatively affected by the recent market reaction to deteriorating credit performance reported by Upstart, leading to a sell-off in PGY shares. The report emphasized rising delinquencies in Upstart's asset-backed securities, indicating potential credit issues that may reflect broader macroeconomic trends impacting the financial technology sector as a whole. Additionally, Upstart's strategy of approving more borrowers amidst these concerns raises further caution about the viability of lending practices within the current economic environment, casting uncertainty over Pagaya's operations and market performance.

PGY has been analyzed by 8 analysts, with a consensus rating of Buy. 50% of analysts recommend a Strong Buy, 38% recommend Buy, 13% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Pagaya Technologies Ltd and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Pagaya Technologies Ltd (PGY) Forecast

Analysts have given PGY a Buy based on their latest research and market trends.

According to 8 analysts, PGY has a Buy consensus rating as of Feb 7, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $37.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $37.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Pagaya Technologies Ltd (PGY)

Volume: 7.27M

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