
Palomar (PLMR) Stock Forecast & Price Target
Palomar (PLMR) Analyst Ratings
Bulls say
Palomar Holdings Inc. is poised for strong financial performance due to projected improvements in core loss ratios and favorable net-to-gross earned premium ratios, anticipated to enhance profitability in the property and casualty insurance sector. The company’s earthquake insurance products generate substantial premiums, contributing positively to revenue stability and growth potential. Additionally, increased earnings per share estimates for 2025 through 2027 reflect operational efficiency and sound management strategies, reinforcing the optimistic outlook for Palomar Holdings' stock.
Bears say
Palomar Holdings Inc has experienced significant underperformance compared to the S&P 500 and the KBW Insurance Index, primarily driven by a slowdown in earthquake gross written premium (GWP) growth and a higher-than-expected core loss ratio as recorded in 2Q25. Furthermore, the company faces heightened risks, including the potential for decreased reinsurance availability and increased pricing, which could exacerbate financial strain and operational efficiency. Additionally, the firm's reliance on reinsurance is underscored by the fact that it cedes 70% of premiums and losses from its crop book, further complicating its net-to-gross ratio and impacting financial stability.
This aggregate rating is based on analysts' research of Palomar and is not a guaranteed prediction by Public.com or investment advice.
Palomar (PLMR) Analyst Forecast & Price Prediction
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