
Palomar (PLMR) Stock Forecast & Price Target
Palomar (PLMR) Analyst Ratings
Bulls say
Palomar Holdings Inc. is well-positioned for future growth within the property and casualty insurance sector, as anticipated improvements in core loss ratios are expected to align with historical trends of enhancing profitability post-peak pricing. The company's diverse product offerings, particularly in high-premium earthquake insurance, contribute to its strong financial performance and growth potential, which has led to increased earnings per share estimates for 2025, 2026, and 2027. Additionally, the market is likely to recognize the underlying robust growth despite temporary fluctuations in loss ratios and premium cyclicality, supporting an overall positive outlook for the stock.
Bears say
Palomar Holdings Inc. has recently experienced significant underperformance compared to the equal-weighted S&P 500 and the KBW Insurance Index, primarily due to slowing growth in earthquake gross written premiums (GWP) and a higher-than-expected core loss ratio in the second quarter of 2025. The company's reliance on reinsurance is a substantial risk factor, with a possibility of rising reinsurance prices or a reduction in availability, which could negatively impact profitability. Additionally, competition from more sophisticated carriers poses a challenge, further contributing to a cautious outlook on the stock given the inherent risks in its operational structure, particularly within its crop insurance segment, where a large portion of premiums and losses is ceded.
This aggregate rating is based on analysts' research of Palomar and is not a guaranteed prediction by Public.com or investment advice.
Palomar (PLMR) Analyst Forecast & Price Prediction
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