
PNFP Stock Forecast & Price Target
PNFP Analyst Ratings
Bulls say
Pinnacle Financial Partners has demonstrated robust performance metrics, highlighted by a net interest margin (NIM) of 3.26%, reflecting a 3 basis point increase quarter-over-quarter, and surpassing market expectations. The company's strategy has been bolstered by adding 35 revenue producers within the quarter, suggesting a strong emphasis on growth and operational expansion, which is expected to continue into the first half of 2025. Furthermore, the growth rate for fees has been revised upwards to 8.6% for 2027, indicating confidence in sustained revenue enhancement driven by improved net interest income and fee trends.
Bears say
Pinnacle Financial Partners is projected to experience lower operating earnings per share in 2026 due to reduced net interest income and softer loan growth compared to industry expectations, raising concerns about its pro forma growth rate. The company's reliance on commercial loans, particularly real estate, exposes it to potential losses from deteriorating asset values, further complicated by challenges related to integration and execution that could lead to earnings volatility. Additionally, ongoing regulatory approvals and economic uncertainties, including local and national factors such as GDP and unemployment rates, present significant risks to the bank's ability to maintain stable performance amidst credit losses.
This aggregate rating is based on analysts' research of Pinnacle Financial Partners and is not a guaranteed prediction by Public.com or investment advice.
PNFP Analyst Forecast & Price Prediction
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