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PROV
Volume: 1

PROV Stock Forecast & Price Target

PROV Analyst Ratings

Based on 1 analyst ratings
Hold
Strong Buy 0%
Buy 0%
Hold 100%
Sell 0%
Strong Sell 0%

Bulls say

Provident Financial Holdings Inc. demonstrated a sequential margin expansion of 6 basis points to 3.00%, primarily due to an 8 basis point increase in the average yield on earning assets, which is anticipated to continue improving as market conditions favor a lower average cost of funds. The company's strategic focus on enhancing core profitability and maintaining expense discipline is expected to drive valuation support over time, complemented by ongoing capital deployment efforts, including share repurchases at favorable prices. Additionally, when accounting for dividends, Provident's total return of 45.7% reflects a positive trajectory, though it still indicates room for growth compared to the peer group's return of 136.2%.

Bears say

Provident Financial Holdings Inc. is experiencing a decline in total loan metrics, with loan origination slightly increasing to $29.6 million, while principal repayments led to an 18% quarter-over-quarter decrease, resulting in a 0.3% sequential decline overall. The company's profitability is under pressure due to limited revenue growth and efficiency challenges, compounded by a conservative balance sheet structure and elevated cost base that leave it lagging behind regional peers. Additionally, external risks, such as overall bank sector volatility and uncertainties in Southern California's residential real estate market, further contribute to a negative outlook for the company's financial health.

PROV has been analyzed by 1 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 0% recommend Buy, 100% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Provident Financial Holdings and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Provident Financial Holdings (PROV) Forecast

Analysts have given PROV a Hold based on their latest research and market trends.

According to 1 analysts, PROV has a Hold consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $16, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $16, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Provident Financial Holdings (PROV)

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