
PayPal (PYPL) Stock Forecast & Price Target
PayPal (PYPL) Analyst Ratings
Bulls say
PayPal Holdings demonstrated solid user engagement with a stable total active account count of 438 million, while transactions per active account saw an increase, indicating strength in customer activity. The company's overall payment volume grew by 7% at constant currency, with total payment volume reaching $458 billion, reflecting an 8% year-over-year increase, marking a trend of acceleration. Additionally, the robust performance of Venmo, achieving a 14% growth in total payment volume for the fourth consecutive quarter, bolsters a positive outlook on PayPal's future growth prospects.
Bears say
PayPal Holdings has exhibited a concerning decline in its transaction take rate, which fell by 8 basis points year-over-year to 1.65%, exacerbated by challenges in its branded checkout and operational issues, resulting in a fourth-quarter revenue miss. The company's guidance for non-GAAP EPS indicates a projected decline in the mid-single digits, raising concerns about its profitability amid increasing competition and significant macroeconomic pressures affecting key consumer demographics. Furthermore, the company's sluggish account growth post-separation from eBay and the weak performance in transaction volumes across various sectors reinforce a negative outlook on its financial stability.
This aggregate rating is based on analysts' research of PayPal and is not a guaranteed prediction by Public.com or investment advice.
PayPal (PYPL) Analyst Forecast & Price Prediction
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