
QCR Holdings (QCRH) Stock Forecast & Price Target
QCR Holdings (QCRH) Analyst Ratings
Bulls say
QCR Holdings Inc. demonstrated robust financial performance, with wealth management revenue increasing 8% quarter-over-quarter to $5.0 million and assets under management (AUM) rising by $316 million to $7.0 billion as of September 30. The company's noninterest income also saw a significant increase of 5.5% quarter-over-quarter to $38.7 million, surpassing forecasts due to unexpectedly high capital markets revenue. Additionally, the strong metrics in tangible book value, with a 5% quarter-over-quarter increase to $55.78, and return on assets/return on tangible common equity of 1.56% and 15.7%, respectively, reflect solid profitability and internal capital generation, supporting a positive outlook for the stock.
Bears say
A negative outlook on QCR Holdings Inc. is supported by a decrease in loans by 0.7% on a linked-quarter annualized (LQA) basis, primarily due to declines in commercial and industrial (C&I) loans, financing leases, and consumer loans, despite minor growth in commercial real estate (CRE) and residential sectors. The company has experienced fluctuations in special mention and substandard loans, with a reduction in special mention loans by 3% and a notable 17% decline in substandard loans, though these metrics highlight ongoing credit quality concerns. Furthermore, while the company holds a conservative loan growth estimate for 2026 at 8% year-on-year, it is below management's preliminary expectations, raising concerns regarding future net interest income (NII) growth amidst varying asset and liability repricing in a changing interest rate environment.
This aggregate rating is based on analysts' research of QCR Holdings and is not a guaranteed prediction by Public.com or investment advice.
QCR Holdings (QCRH) Analyst Forecast & Price Prediction
Start investing in QCR Holdings (QCRH)
Order type
Buy in
Order amount
Est. shares
0 shares