
QCR Holdings (QCRH) Stock Forecast & Price Target
QCR Holdings (QCRH) Analyst Ratings
Bulls say
QCR Holdings Inc. demonstrated strong financial performance in its recent reporting period, marked by a 4% increase in net interest income (NII) to $72.2 million, driven by a 7% quarter-over-quarter growth in average earning assets. The wealth management segment specifically contributed to growth, with revenue rising 8% to $5.0 million and assets under management increasing by $316 million, bringing total AUM to $7.0 billion. Furthermore, key metrics such as tangible book value and tangible common equity both rose by 5% quarter-over-quarter, reflecting robust profitability and a reported return on assets (ROA) of 1.56% and return on tangible common equity (ROTCE) of 15.7%, reinforcing a positive outlook for the company.
Bears say
QCR Holdings Inc. is experiencing a decline in capital markets revenue, which fell short of expectations at $9.9 million, while wealth management revenue decreased by 6% quarter-over-quarter to $4.6 million. The company's credit quality is under scrutiny, as persistent deterioration in larger loans could lead to necessary reserve builds that may adversely affect earnings. Additionally, despite a projected 8% annual loan growth by 2026 being below management's conservative expectations, the overall negative trends in credit quality and revenue generation signal potential challenges ahead for QCR Holdings.
This aggregate rating is based on analysts' research of QCR Holdings and is not a guaranteed prediction by Public.com or investment advice.
QCR Holdings (QCRH) Analyst Forecast & Price Prediction
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