
RBB Bancorp (RBB) Stock Forecast & Price Target
RBB Bancorp (RBB) Analyst Ratings
Bulls say
RBB Bancorp has demonstrated strong loan momentum with a 12% increase in loans on a last quarter annualized basis, highlighting the effectiveness of its lending strategies. Additionally, the bank has seen an improvement in its net interest margin (NIM), which expanded by 4 basis points quarter-over-quarter to reach 2.92%, bolstered by a reduction in deposit costs. The positive trends in both net interest income and loan growth have contributed to an optimistic outlook for the company's financial performance going forward.
Bears say
RBB Bancorp's financial metrics indicate a concerning trend, with a significant decline in net interest margin (NIM) by 182 basis points to 3.82%, alongside a decrease in loan loss provisioning reflecting an increase in non-performing loans (NCOs) by 41 basis points to 0.83%. The bank's tangible book value (TBV) is currently at 0.8x, which is substantially lower than the broader SMID group and its Asian American peers, suggesting persistent profitability challenges and elevated problem loan levels. Additionally, ongoing risks such as credit deterioration, slower growth in loans and fee income, and heightened margin pressure further contribute to a negative outlook on the stock's performance.
This aggregate rating is based on analysts' research of RBB Bancorp and is not a guaranteed prediction by Public.com or investment advice.
RBB Bancorp (RBB) Analyst Forecast & Price Prediction
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