
RBB Bancorp (RBB) Stock Forecast & Price Target
RBB Bancorp (RBB) Analyst Ratings
Bulls say
RBB Bancorp is demonstrating a positive financial trajectory, as evidenced by a 5.8% quarter-over-quarter growth in net interest income (NII) and an improvement in net interest margin (NIM) to 2.76%. The bank successfully reduced deposit costs, which contributed to a 2.2% increase in average non-interest-bearing deposits, highlighting effective cost management. Furthermore, the outlook for earnings per share (EPS) indicates a resumption of growth in 2025, with expectations for acceleration in 2026, supported by strong core profitability and a robust capital position with a common equity tier 1 (CET1) ratio of 17.9%.
Bears say
RBB Bancorp has experienced a decline in loan balances of 5% on a linked-quarter annualized basis, contributing to a negative revision of earnings estimates by 2-4%, primarily due to a reduced outlook on net interest income (NII). The company faces significant credit risk, as elevated non-performing assets (NPAs) are likely to continue weighing on its stock until the loan workout process is sufficiently addressed. Additionally, risks related to increased credit costs, reduced loan demand, margin pressure, and the challenges posed by potential mergers and acquisitions further amplify the concerns surrounding RBB Bancorp’s financial outlook.
This aggregate rating is based on analysts' research of RBB Bancorp and is not a guaranteed prediction by Public.com or investment advice.
RBB Bancorp (RBB) Analyst Forecast & Price Prediction
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