
RBB Bancorp (RBB) Stock Forecast & Price Target
RBB Bancorp (RBB) Analyst Ratings
Bulls say
RBB Bancorp has demonstrated robust loan growth of 12% on a loan-quarter-annualized basis, following similarly strong growth in the previous quarter, indicating strong demand for its lending products. The company's net interest margin (NIM) has also improved, increasing by 4 basis points quarter-over-quarter to reach 2.92%, benefiting from a decrease in deposit costs and suggesting potential for further enhancements in financial performance. Additionally, the positive trajectory in net interest income (NII) alongside ongoing momentum in loan growth supports a favorable revision in the company's future outlook, which highlights the strong fundamentals driving RBB Bancorp's stock potential.
Bears say
RBB Bancorp's recent financial performance indicates a concerning downward trend, characterized by a significant decline in net interest margin (NIM) to 3.82%, alongside a reduction in loan loss provisions. Additionally, the bank's discounted tangible book value (TBV) of 0.8x relative to its SMID group and Asian American peers reflects ongoing challenges in achieving optimal profitability and managing elevated levels of problem loans. Key risks including potential credit deterioration, slow loan and fee income growth, and broader macroeconomic factors further compound the negative outlook for RBB Bancorp's stock.
This aggregate rating is based on analysts' research of RBB Bancorp and is not a guaranteed prediction by Public.com or investment advice.
RBB Bancorp (RBB) Analyst Forecast & Price Prediction
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