
Root (ROOT) Stock Forecast & Price Target
Root (ROOT) Analyst Ratings
Bulls say
Root Inc reported a gross written premium of $346 million, reflecting a year-over-year increase of 12%, indicating strong revenue growth despite missing internal and consensus expectations. The company also demonstrated growth in its policy in force (PIF) count, which rose to 455,000, representing a 12% year-over-year increase and a slight quarter-over-quarter gain of 0.4%. Analysts believe that Root's continued profitability and growth will be driven by its innovative telematics, effective market segmentation, and diversified distribution channels, positioning the company favorably in the competitive auto insurance landscape.
Bears say
Root Inc's operating cash flow, although positive for the eighth consecutive quarter, declined year-over-year from $63 million to $52 million in 2Q24, indicating potential challenges in sustaining cash generation. Additionally, the company's unencumbered capital decreased by $33 million, falling to $314 million in 2Q25, which raises concerns about liquidity and financial flexibility. These factors contribute to a negative outlook, as the company's financial metrics show a downward trend that may impact its operational stability.
This aggregate rating is based on analysts' research of Root and is not a guaranteed prediction by Public.com or investment advice.
Root (ROOT) Analyst Forecast & Price Prediction
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