
Root (ROOT) Stock Forecast & Price Target
Root (ROOT) Analyst Ratings
Bulls say
Root Inc reported a gross written premium of $346 million, reflecting a year-over-year increase of 12%, which demonstrates the company's ongoing revenue growth despite missing consensus expectations. The company also achieved a policy in force (PIF) count of 455,000, marking a 12% increase year-over-year, indicating robust customer acquisition efforts. Analysts suggest that Root's focus on telematics, segmentation, and channel diversification are crucial for sustaining profitable growth in the competitive auto insurance market.
Bears say
Root Inc has experienced a decline in year-over-year operating cash flow, dropping from $63 million in 2Q24 to $52 million in 2Q25 despite remaining positive for eight consecutive quarters. Additionally, the company reported a significant decrease in unencumbered capital, which fell by $33 million to $314 million, indicating potential liquidity concerns. These financial trends raise doubts about Root's operational efficiency and financial stability, contributing to a negative outlook on the stock.
This aggregate rating is based on analysts' research of Root and is not a guaranteed prediction by Public.com or investment advice.
Root (ROOT) Analyst Forecast & Price Prediction
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