
Root (ROOT) Stock Forecast & Price Target
Root (ROOT) Analyst Ratings
Bulls say
Root Inc. reported a gross written premium of $346 million, reflecting a year-over-year increase of 12%, indicative of the company's growth trajectory in the competitive auto insurance market. The company also achieved a policy in force (PIF) count of 455,000, which represents a 12% year-over-year increase, although it fell slightly short of expectations. Analysts suggest that Root's focus on telematics, customer segmentation, and channel diversification will be essential for sustaining profitable growth through varying auto market cycles.
Bears say
Root Inc has reported positive operating cash flow of $52 million for the eighth consecutive quarter; however, this amount reflects a year-over-year decline from $63 million recorded in the prior year. Furthermore, the company's unencumbered capital has decreased by $33 million, reaching $314 million as of the second quarter of 2025, signaling potential liquidity concerns. These financial metrics indicate underlying weaknesses that could negatively impact the company's overall fiscal health and investor sentiment.
This aggregate rating is based on analysts' research of Root and is not a guaranteed prediction by Public.com or investment advice.
Root (ROOT) Analyst Forecast & Price Prediction
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