RPAY Stock Forecast & Price Target

Repay Holdings Corp's Consumer Payments segment demonstrated steady growth, with revenue increasing 4% year-over-year to $71.7 million, accounting for 86% of total revenue for the period. The company anticipates more robust growth in 2026, driven by the anniversary of previous customer losses and increased political media spending, particularly benefiting its Business Payments segment. Furthermore, the expansion of Repay's accounts payable supplier network by 59% year-over-year to approximately 524 underscores the company's business development and potential for enhanced revenue generation through increased electronic payment adoption.

Repay Holdings Corp reported a decline in adjusted EBITDA of 11% year-over-year to $31.2 million, which fell short of both internal forecasts and consensus expectations. Despite a slight revenue increase of 2% year-over-year to $77.7 million that beat forecasts, the mixed results highlighted underlying pressures indicative of broader industry challenges. Additionally, the company's fluctuating stock performance exacerbated concerns over potential revenue growth limitations anticipated for 2025, particularly in the context of heightened investor scrutiny towards highly leveraged payment processing firms.