
RRBI Stock Forecast & Price Target
RRBI Analyst Ratings
Bulls say
Red River Bancshares Inc. has demonstrated a solid financial performance, with loan held-for-investment (HFI) balances increasing by $23.8 million, or 1.1% quarter-over-quarter, reaching $2.14 billion in the second quarter of 2025. The company anticipates a low-single digit increase in net interest margin (NIM) through the year-end 2025, driven by expected movements in interest rates and balance sheet activity. Furthermore, forecasts indicate a slight increase in net interest income and net interest margin for the third and fourth quarters of 2025, reflecting a positive outlook on the bank's financial health.
Bears say
Red River Bancshares's stock outlook is negatively impacted by multiple factors, including economic risks tied to its substantial geographic concentration in Louisiana, which heightens sensitivity to local economic changes and may lead to decreased deposit balances and weakened loan portfolio credit quality. Additionally, the company faces significant competition that could limit growth in loans and deposits while exerting downward pressure on loan yields and increasing deposit costs. Furthermore, ongoing uncertainty regarding regulatory changes at the federal level poses risks to the bank's strategic initiatives and overall growth potential, compounding the challenges posed by fluctuating interest rates that could adversely affect lending spreads and interest income.
This aggregate rating is based on analysts' research of Red River Bancshares Inc and is not a guaranteed prediction by Public.com or investment advice.
RRBI Analyst Forecast & Price Prediction
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