
SBCF Stock Forecast & Price Target
SBCF Analyst Ratings
Bulls say
Seacoast Banking has demonstrated strong growth in loan originations, with total originations of approximately $903 million in Q4 2024, reflecting a 37% quarter-over-quarter increase and an impressive 89% year-over-year rise, showcasing the company's diversified production capabilities in both commercial real estate and commercial and industrial sectors. The company is positioned for ongoing profitability, with raised operating EPS estimates for 2025 and 2026, indicating a clear path to earnings accretion amid solid capital ratios; this enhances its potential for further consolidation within the Florida banking landscape. Furthermore, Seacoast Banking exhibits robust liquidity of around $6.1 billion, complemented by a noteworthy decrease in the cost of deposits, which fell to 2.08% in Q4 2024, further supporting its financial stability and growth prospects.
Bears say
The analysis of Seacoast Banking Corp of Florida reveals several concerns that contribute to a negative outlook on its stock. Notably, the company's commercial loan pipeline has decreased significantly, raising fears of potential higher nonperforming assets amid an anticipated economic slowdown which could adversely impact net income and earnings per share estimates. Furthermore, operational risks associated with potential acquisitions and ongoing regulatory uncertainties are poised to exacerbate earnings volatility and credit quality issues, presenting additional challenges to the bank's financial stability.
This aggregate rating is based on analysts' research of Seacoast Banking Corporation of Florida and is not a guaranteed prediction by Public.com or investment advice.
SBCF Analyst Forecast & Price Prediction
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