
ServisFirst Bancshares (SFBS) Stock Forecast & Price Target
ServisFirst Bancshares (SFBS) Analyst Ratings
Bulls say
Servisfirst Bancshares Inc demonstrates a strong financial outlook characterized by impressive loan growth and a robust operating model, indicated by a 1.50% return on assets (ROA) and an over 15.5% return on equity (ROE) in 2Q25. The bank's expanding net interest margin (NIM) is projected to increase sequentially by approximately 7-10 basis points per quarter, particularly benefiting from anticipated Federal Reserve cuts. Additionally, recent additions to the loan production team and a significant year-over-year improvement in the loan pipeline further emphasize the company's strategic focus on enhancing loan production capabilities.
Bears say
Servisfirst Bancshares reported a loan growth of approximately 2.4% on a linked-quarter annualized basis, primarily influenced by elevated payoffs, and experienced a decline in net interest margin (NIM) to 3.09%, impacted by a significant loan relationship moving to non-accrual status. The company’s core earnings per share (EPS) of $1.31 fell short of consensus estimates, driven by weaker net interest income (NII) and rising expenses, prompting a reduction in forward earnings estimates for 2026. This combination of slower growth, declining NIM, and the adverse effects of credit issues from a problematic loan relationship leads to a cautious outlook for the stock, with expectations for continued pressure on shares.
This aggregate rating is based on analysts' research of ServisFirst Bancshares and is not a guaranteed prediction by Public.com or investment advice.
ServisFirst Bancshares (SFBS) Analyst Forecast & Price Prediction
Start investing in ServisFirst Bancshares (SFBS)
Order type
Buy in
Order amount
Est. shares
0 shares