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SFST
Volume: 74.76K

SFST Stock Forecast & Price Target

SFST Analyst Ratings

Based on 1 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Southern First Bancshares Inc. demonstrates a positive outlook due to a noticeable increase in total loan yields, which rose by 8 basis points to 5.28%. The company reported total loans reaching $3.7 billion in the second quarter of 2025, reflecting approximately 7% annualized growth from the first quarter, fueled by robust contributions from both commercial and consumer lending segments. Additionally, total deposits experienced a 1.7% annualized increase, supporting the bank's overall financial stability and growth trajectory despite some pressure on the end-of-period loan-to-deposit ratio.

Bears say

Southern First Bancshares Inc. experienced a significant decline in construction loans, dropping to $68.4 million from $90.0 million in the first quarter of 2025, largely due to project completions and payoffs. This decrease in construction lending is concerning, as it indicates a slowdown in new project financing, which could adversely affect future revenue growth. Additionally, the persistent reduction in a key lending sector suggests potential challenges in attracting new customers and maintaining existing client relationships in the competitive banking landscape.

SFST has been analyzed by 1 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern First Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern First Bancshares (SFST) Forecast

Analysts have given SFST a Buy based on their latest research and market trends.

According to 1 analysts, SFST has a Buy consensus rating as of Feb 4, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $51, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $51, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern First Bancshares (SFST)

Volume: 74.76K

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