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SFST
Volume: 60.48K
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SFST Stock Forecast & Price Target

SFST Analyst Ratings

Based on 1 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Southern First Bancshares Inc. has demonstrated a positive financial trajectory with total loan yields rising by 8 basis points to 5.28%, indicating effective loan pricing strategies. Additionally, total loans increased to $3.7 billion in the second quarter of 2025, reflecting approximately 7% annualized growth from the previous quarter, driven by contributions from both commercial and consumer lending segments. Despite a slight increase in total deposits of around 1.7% annualized, the robust loan growth showcases the company's strong underwriting capabilities and balanced portfolio management.

Bears say

Southern First Bancshares experienced a significant decline in its construction loans, which dropped to $68.4 million from $90.0 million in the first quarter of 2025, indicating potential weaknesses in its lending portfolio. This reduction is attributed to project completions and payoffs, suggesting a slowdown in new project financing that could hinder future revenue growth. The trend presents concerns regarding the sustainability of the company's overall loan growth and financial performance.

SFST has been analyzed by 1 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Southern First Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Southern First Bancshares (SFST) Forecast

Analysts have given SFST a Buy based on their latest research and market trends.

According to 1 analysts, SFST has a Buy consensus rating as of Dec 13, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $51, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $51, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Southern First Bancshares (SFST)

Volume: 60.48K

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