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SLM
Volume: 205

SLM (SLM) Stock Forecast & Price Target

SLM (SLM) Analyst Ratings

Based on 8 analyst ratings
Hold
Strong Buy 13%
Buy 38%
Hold 38%
Sell 13%
Strong Sell 0%

Bulls say

SLM is well positioned by its dominant share in private student lending, expanding its market opportunity as Plus program changes are expected to grow the market ~70% over the next three years. Its fundamentals are reinforced by strong underwriting, with average FICO of 754, 95% cosigned loans, and more than 75% of the portfolio above 700 FICO, while trust data DQs and graduate employment trends are improving year over year. The Sixth Street forward-flow partnership, with a $1.5bn minimum annual commitment and a $600mm seed sale, should lift loan sales, servicing fee income, and capital efficiency, supporting mid-teen+ ROEs and more durable earnings.

Bears say

SLM is facing a deteriorating fundamental setup as it posted a 3Q loss of $0.19 per share versus a $0.13 estimate and saw provision expense of $213mm, while 30+ day delinquencies in repayment rose to 4.2% and the efficiency ratio worsened to 48.6%. Management cut 2026 GAAP EPS guidance to $1.95-$2.05 from $3.10-$3.20 and raised NCO guidance to $400-$420mm, reflecting weak recovery-channel performance, higher charge-offs, and limited success moving borrowers into payment plans or modifications. The outlook is further pressured by an unattractive loan-sale pricing environment that constrained gains and reserve releases, plus ongoing exposure to private student-loan credit deterioration, margin compression, and regulatory uncertainty.

SLM (SLM) has been analyzed by 8 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 38% recommend Buy, 38% suggest Holding, 13% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of SLM and is not a guaranteed prediction by Public.com or investment advice.

SLM (SLM) Analyst Forecast & Price Prediction

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FAQs About SLM (SLM) Forecast

Analysts have given SLM (SLM) a Hold based on their latest research and market trends.

According to 8 analysts, SLM (SLM) has a Hold consensus rating as of Nov 13, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $24.75, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $24.75, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

SLM (SLM)

Volume: 205

SLM (SLM) Analyst Forecast & Price Prediction

Get the latest SLM (SLM) stock forecast, including analyst ratings and price predictions, with real-time AI-powered fundamental data and custom analysis

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