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SPFI
Volume: 26.45K

SPFI Stock Forecast & Price Target

SPFI Analyst Ratings

Based on 4 analyst ratings
Buy
Strong Buy 25%
Buy 75%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

South Plains Financial is positioned for growth with solid organic loan growth and successful mergers and acquisitions, despite a decrease in net interest margin and potential dilution of deposits. The company has a strong franchise and attractive valuation, with a focus on increasing low-cost deposits and improving efficiency. Though there are risks, such as potential poor acquisitions and economic downturns, the company's future profitability and growth prospects are seen as attractive, leading to a positive outlook.

Bears say

South Plains Financial is expected to have strong profitability and capital levels, but its stock is currently trading at 11.2x '27 earnings and 1.4x year-out TBV. Their acquisition of BOH offers some upside to growth but their ability to re-price deposits from BOH and decrease deposit costs may be limited in the near-term. While they have a higher PPNR level and lower funding costs than peers, their DDA balances may struggle to contribute to their funding base. Additionally, they have modestly higher capital levels and may consider further M&A, potentially impacting their TCE and CET1 ratios.

SPFI has been analyzed by 4 analysts, with a consensus rating of Buy. 25% of analysts recommend a Strong Buy, 75% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of South Plains Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About South Plains Financial Inc (SPFI) Forecast

Analysts have given SPFI a Buy based on their latest research and market trends.

According to 4 analysts, SPFI has a Buy consensus rating as of Sep 28, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $48.25, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $48.25, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

South Plains Financial Inc (SPFI)

Volume: 26.45K

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