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SPFI
Volume: 31.31K

SPFI Stock Forecast & Price Target

SPFI Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

South Plains Financial Inc. has demonstrated a strong performance in its loan portfolio, with a notable $15 million quarter-over-quarter increase in payoff activity, suggesting robust demand and management of multifamily property loans. The company's loan yield rose by 9 basis points to 6.76% in 2Q25, which indicates effective interest income generation, even when excluding a recovery from prior nonaccrual loans. Furthermore, a refreshed treasury management approach is expected to drive a 10-15% increase in noninterest income beginning in 2Q24, further enhancing the company's overall financial stability and profitability outlook.

Bears say

South Plains Financial Inc. is experiencing a negative outlook primarily due to a significant decline in net interest income (NII) as a result of slowed loan growth, with a reported decrease of approximately $40 million over the past 15 months. Additionally, there are concerns surrounding economic risks that could lead to material weaknesses in loans and leases, especially in the event of a downturn in its Texas markets, combined with increased competition that may negatively impact loan and deposit growth. Regulatory uncertainties further exacerbate the risk landscape, as potential adverse regulatory changes could directly affect the company’s operations and financial performance.

SPFI has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of South Plains Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About South Plains Financial Inc (SPFI) Forecast

Analysts have given SPFI a Buy based on their latest research and market trends.

According to 3 analysts, SPFI has a Buy consensus rating as of Dec 25, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $43, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $43, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

South Plains Financial Inc (SPFI)

Volume: 31.31K

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