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SPFI
Volume: 49.8K
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SPFI Stock Forecast & Price Target

SPFI Analyst Ratings

Based on 3 analyst ratings
Buy
Strong Buy 0%
Buy 67%
Hold 33%
Sell 0%
Strong Sell 0%

Bulls say

South Plains Financial Inc. has demonstrated solid loan performance, with an increase in payoff activity amounting to $15 million quarter-over-quarter, indicating strong demand for their loans, particularly in multifamily properties. The company reported an improvement in loan yield, which rose by 9 basis points to 6.76%, suggesting effective management of interest income amidst a competitive environment. Furthermore, a strategic enhancement in treasury management is anticipated to contribute to a moderate increase in noninterest income of 10-15%, reinforcing the company's revenue diversification efforts and overall financial health.

Bears say

South Plains Financial Inc. faces significant challenges due to a declining net interest income (NII) trajectory stemming from weak loan growth, exacerbated by a decrease of approximately $40 million over the past five quarters. The company's financial estimates for 2025 and 2026 have been revised downward, reflecting ongoing uncertainties related to economic conditions, regulatory risks, and heightened competition that may adversely impact both loan and deposit growth. Additionally, South Plains' geographic concentration in Texas heightens its vulnerability to local economic downturns, further complicating its financial outlook.

SPFI has been analyzed by 3 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 67% recommend Buy, 33% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of South Plains Financial Inc and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About South Plains Financial Inc (SPFI) Forecast

Analysts have given SPFI a Buy based on their latest research and market trends.

According to 3 analysts, SPFI has a Buy consensus rating as of Oct 29, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $42.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $42.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

South Plains Financial Inc (SPFI)

Volume: 49.8K

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