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SRCE
Volume: 67.18K

1st Source (SRCE) Stock Forecast & Price Target

1st Source (SRCE) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

1st Source Corp has demonstrated solid financial performance, evidenced by a 4% quarter-over-quarter increase in core fee income, which reached $24.1 million, surpassing consensus expectations, driven by stronger wealth management revenue. Additionally, the bank's end-of-period loan balances experienced a notable increase of $235 million quarter-over-quarter, with growth across various sectors including renewables, commercial, and agricultural loans. The company's end-of-period net loan-to-deposit ratio has improved to 93%, reflecting healthy liquidity management and positioning it well within its long-term historical range.

Bears say

1st Source Corp is facing a negative outlook primarily due to a significant decline in interest-bearing deposits, with time deposits and savings deposits down 5% and 9% respectively, which could hinder liquidity and overall growth potential. Additionally, while operating expenses decreased slightly, a concerning normalization of revenue is anticipated for the third quarter, indicating potential challenges in maintaining profitability. Furthermore, heightened risks such as an unexpected rise in credit costs, diminished loan demand, and ongoing margin pressures pose significant threats to the bank's earnings trajectory in the current interest rate environment.

1st Source (SRCE) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of 1st Source and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About 1st Source (SRCE) Forecast

Analysts have given 1st Source (SRCE) a Hold based on their latest research and market trends.

According to 3 analysts, 1st Source (SRCE) has a Hold consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $72.67, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $72.67, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

1st Source (SRCE)

Volume: 67.18K

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