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SRCE
Volume: 40.1K
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1st Source (SRCE) Stock Forecast & Price Target

1st Source (SRCE) Analyst Ratings

Based on 3 analyst ratings
Hold
Strong Buy 0%
Buy 33%
Hold 67%
Sell 0%
Strong Sell 0%

Bulls say

1st Source Corporation demonstrated robust financial performance, with a 2% quarter-over-quarter increase in Pre-Provision Net Revenue (PPNR) to $49.4 million, driven by stronger net interest income (NII) and improved fee income despite higher expenses. The bank's End of Period (EOP) loan balances saw significant growth of $239 million quarter-over-quarter, led by increases across various sectors, including construction equipment, commercial real estate, and aircraft financing, resulting in a strong 14% loan growth year-over-year. Additionally, core fee income increased by 3% quarter-over-quarter, underscoring the company's healthy customer engagement and diversified revenue streams.

Bears say

The analysis indicates a negative outlook on 1st Source Corp. primarily due to its higher allowance for credit losses (ACL) at 2.27% of loans compared to peer average of 1.28%, suggesting a potential vulnerability to increasing credit risks. Additionally, the company reported significant securities losses of $3.9 million and higher-than-expected operating expenses of $54.2 million, which were above expectations, signaling inefficiencies in cost management. Lastly, the forecasted pressure on loan growth combined with a challenging interest rate environment raises concerns about demand and margin stability, which could adversely impact overall financial performance.

1st Source (SRCE) has been analyzed by 3 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 33% recommend Buy, 67% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of 1st Source and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About 1st Source (SRCE) Forecast

Analysts have given 1st Source (SRCE) a Hold based on their latest research and market trends.

According to 3 analysts, 1st Source (SRCE) has a Hold consensus rating as of Jul 23, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $65, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $65, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

1st Source (SRCE)

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