
South State (SSB) Stock Forecast & Price Target
South State (SSB) Analyst Ratings
Bulls say
SouthState Bank Corp reported a notable increase in loan production, reaching $3.4 billion, which reflects a quarter-over-quarter increase and a year-to-date growth of 67% in the Texas and Colorado markets. Additionally, the bank's estimates for 2025 and 2026 have been revised upward, indicating stronger expectations for core performance and fee revenue, aligned with an anticipated lower incidence of credit costs. Further, the increase in the legacy-IBTX loan pipeline to $1.2 billion signifies robust growth potential, bolstered by a favorable trend in net loan growth moving forward.
Bears say
The financial outlook for SouthState Bank Corp reflects significant concerns regarding its earnings power, as evidenced by the projected decrease in return on tangible common equity (ROTCE) to 17.4% and 16.4% in 2026 and 2027, respectively, which is above but not exceeding market expectations. Additionally, the core net interest margin (NIM) is showing signs of decline, missing forecasts by 9 basis points, and raising concerns about the bank's ability to sustain profitability amidst an evolving interest rate landscape and competitive pressures. Lastly, potential risks such as economic deterioration in core markets, unanticipated credit quality issues, and challenges related to mergers and acquisitions could further exacerbate volatility in earnings and the bank's overall financial performance.
This aggregate rating is based on analysts' research of South State and is not a guaranteed prediction by Public.com or investment advice.
South State (SSB) Analyst Forecast & Price Prediction
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