
S&T Bancorp (STBA) Stock Forecast & Price Target
S&T Bancorp (STBA) Analyst Ratings
Bulls say
S&T Bancorp Inc demonstrates a strong financial foundation, highlighted by an increase in the tangible common equity (TCE) ratio to 11.65% and a net interest margin (NIM) expansion to 3.93%, reflecting effective management of earning assets. Although non-performing assets (NPAs) rose to 0.69% of total loans, the anticipated loan growth is expected to support consistent provisioning and maintain stable net charge-offs (NCOs). Furthermore, the company's robust core deposit franchise, with deposits growing in line with mid-single digit loan growth, reinforces its potential for continued above-peer net interest income levels and improved operating leverage.
Bears say
S&T Bancorp is facing a negative outlook primarily due to softer-than-expected loan growth, which is anticipated to lower the net interest income (NII) run rate. This shift, coupled with flat projections for return on assets (ROA) and return on equity (ROE) at approximately 1.4% and 9% respectively over the next two years, raises concerns about the company’s ability to meet growth and profitability expectations. Additionally, ongoing uncertainty regarding potential merger and acquisition activity may hinder stock performance, leaving shares range-bound and under pressure in the short term.
This aggregate rating is based on analysts' research of S&T Bancorp and is not a guaranteed prediction by Public.com or investment advice.
S&T Bancorp (STBA) Analyst Forecast & Price Prediction
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