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SYF
Volume: 8.61M

Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 29%
Buy 41%
Hold 29%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial has demonstrated strong performance indicators, including a notable 10% year-over-year growth in new accounts during the third quarter of 2025, along with increasing frequency and average ticket sizes. The company’s strategic decision to remove 30% of tighter underwriting is expected to improve growth rates to flat year-over-year, fostering an environment conducive to accelerated growth in 2026. With loss rates now back within targeted long-term ranges, Synchrony is well-positioned to enhance spending and lending growth, bolstered by recent partnerships with major retailers that are anticipated to drive mid-single digit year-over-year growth despite current credit box constraints.

Bears say

Synchrony Financial is facing heightened skepticism following lowered net revenue guidance for 2025, indicating potential challenges in achieving expected loan and spending growth in 2026. This downward adjustment in financial forecasts has led to concerns among investors, as evidenced by a significant drop in share value. Additionally, the company's revenue outlook is further complicated by increased payment speeds, which have contributed to weakening revenue projections and reflect a reliance on stricter underwriting practices to maintain historical growth rates.

Synchrony Financial (SYF) has been analyzed by 17 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 41% recommend Buy, 29% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 17 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of Mar 21, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87.47, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87.47, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

Volume: 8.61M

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