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SYF
Volume: 4.98M

Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 29%
Buy 35%
Hold 35%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial has reported a 10% year-over-year growth in new accounts for the third quarter of 2025, reflecting a positive upward trend in customer engagement and purchasing behavior. The company's loss rates have stabilized within targeted long-term ranges, and the recent adjustments in underwriting practices are anticipated to foster an acceleration in lending and spending growth moving into 2026. Additionally, the strategic partnerships with major retailers like Walmart and Amazon are positioned to drive mid-single-digit growth, potentially enhancing Synchrony's competitive stance in the point-of-sale finance space.

Bears say

Synchrony Financial has faced a negative outlook primarily due to lower net revenue guidance for 2025, which has raised concerns regarding the company's ability to achieve mid-single-digit year-over-year loan and spending growth in 2026. The increase in payment speeds and the subsequent impact on revenues suggest that the company may struggle to drive better growth moving forward, while its historical growth rate of over 5% has relied heavily on tighter underwriting practices. Furthermore, the planned share repurchase authorization appears insufficient when considering its capital target, indicating potential weaknesses in financial management and future growth strategies.

Synchrony Financial (SYF) has been analyzed by 17 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 35% recommend Buy, 35% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 17 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of Feb 4, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $87.41, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $87.41, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

Volume: 4.98M

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