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TBBK
Volume: 262.68K

Bancorp (TBBK) Stock Forecast & Price Target

Bancorp (TBBK) Analyst Ratings

Based on 2 analyst ratings
Buy
Strong Buy 0%
Buy 100%
Hold 0%
Sell 0%
Strong Sell 0%

Bulls say

Bancorp is experiencing continuous improvement in credit metrics, with credit costs of $26.1 million declining -5% quarter-on-quarter, leading to a net charge-off decrease of -35 basis points, non-performing asset balances remaining steady, and criticized assets decreasing by 10%. The company's net interest margin (FTE) declined by only -2 basis points, beating consensus at 3.80% as expected, thanks to a shift in its loan portfolio to higher yield and lower physical operating expenses as they grow the fintech portion of the loanbook. As a result, Bancorp has reported core earnings per share of $1.45, ahead of the consensus estimate of $1.36 and PSCe of $1.39, with loan noise being attributed to a change in a partner's payment processing timing rather than any fundamental issue. Looking forward, management has raised their EPS guidance to $5.95-$6.05 in 2026 (vs. $5.90 previously) and $1.65-$1.75 in Q4 (vs. $1.75 previously), reiterating their outlook for $8.10-8.30 in 2027 with strong performance seen across all segments, suggesting year-over-year growth of +21%/

Bears say

Bancorp is a financial holding company that operates in three segments: fintech, Credit Solutions, and corporate. Despite broad-based growth and a strong capital position with increasing TCE ratio and TBV/sh, the company has a negative outlook due to its high exposure to non-interest income and its reliance on fintech partnerships for revenue. Additionally, there are concerns about its credit risk and the potential for regulatory disruptions. Overall, the company may have appealing long-term prospects, but its current valuation is not attractive compared to other banks.

Bancorp (TBBK) has been analyzed by 2 analysts, with a consensus rating of Buy. 0% of analysts recommend a Strong Buy, 100% recommend Buy, 0% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Bancorp and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Bancorp (TBBK) Forecast

Analysts have given Bancorp (TBBK) a Buy based on their latest research and market trends.

According to 2 analysts, Bancorp (TBBK) has a Buy consensus rating as of Aug 13, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $82.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $82.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Bancorp (TBBK)

Volume: 262.68K

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