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TCBI
Volume: 352.94K
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TCBI Stock Forecast & Price Target

TCBI Analyst Ratings

Based on 23 analyst ratings
Hold
Strong Buy 13%
Buy 17%
Hold 52%
Sell 9%
Strong Sell 9%

Bulls say

Texas Capital Bancshares, Inc. has demonstrated solid financial performance with total deposits increasing by approximately $1 billion quarter-over-quarter, indicating strong deposit growth and stability. The company's Common Equity Tier 1 (CET1) capital ratio improved to 11.4%, reflecting a robust capital position that supports future growth and a recent capital/new share repurchase plan. Additionally, while non-performing assets (NPAs) increased slightly, there is an optimistic outlook on fee income growth, which could enhance revenue guidance later in the year due to ongoing investments in production.

Bears say

Texas Capital Bancshares has experienced a decline in key financial metrics, including a 3% decrease in average non-interest bearing (NIB) deposits and a 24 basis point drop in net interest margin (NIM) to 2.95%. The company is adjusting its earnings per share (EPS) forecasts for 2025 and 2026 downwards by 2% and 5%, respectively, reflecting concerns over incremental investments and declining loan yields, which fell by 44 basis points overall. Although there was a reduction in criticized loans, the overall trend of declining profitability and increasing downward adjustments to EPS forecasts contribute to a negative outlook for the company's stock.

TCBI has been analyzed by 23 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 17% recommend Buy, 52% suggest Holding, 9% advise Selling, and 9% predict a Strong Sell.

This aggregate rating is based on analysts' research of Texas Capital Bancshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Texas Capital Bancshares (TCBI) Forecast

Analysts have given TCBI a Hold based on their latest research and market trends.

According to 23 analysts, TCBI has a Hold consensus rating as of Jul 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $75.35, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $75.35, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Texas Capital Bancshares (TCBI)

Volume: 352.94K

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