
TriCo Bancshares (TCBK) Stock Forecast & Price Target
TriCo Bancshares (TCBK) Analyst Ratings
Bulls say
TriCo Bancshares has demonstrated robust loan growth, with end-of-period loans held for investment (HFI) increasing by 8% quarter-over-quarter, driven by a 28% rise in originations to $458 million, despite facing higher payoffs. Additionally, core fees have improved by 6.3% quarter-over-quarter to reach $17.1 million, benefiting from enhanced service charges, which could indicate sustained revenue strength in the latter half of the fiscal year. The company has also raised its earnings per share (EPS) estimates for 2025 and 2026 to $3.57 and $3.95, respectively, attributing this increase to stronger net interest income, improved fees, and a reduction in non-interest expenses.
Bears say
The financial outlook for TriCo Bancshares appears negative due to potential economic challenges, including a looming economic slowdown which may lead to increased nonperforming assets and net charge-offs, ultimately resulting in lower net income. Additionally, a decline in interest rates could further compress the company's net interest margin, adversely affecting net interest income and earnings forecasts. The bank's operations in Northern and Central California, regions more significantly impacted by economic downturns, coupled with operational and financial risks associated with potential acquisitions, add layers of uncertainty to the company’s overall financial stability and future performance.
This aggregate rating is based on analysts' research of TriCo Bancshares and is not a guaranteed prediction by Public.com or investment advice.
TriCo Bancshares (TCBK) Analyst Forecast & Price Prediction
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