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UBSI
Volume: 365.76K
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United Bankshares (UBSI) Stock Forecast & Price Target

United Bankshares (UBSI) Analyst Ratings

Based on 7 analyst ratings
Hold
Strong Buy 0%
Buy 14%
Hold 86%
Sell 0%
Strong Sell 0%

Bulls say

United Bankshares Inc. (UBSI) demonstrates a positive outlook due to strong pipeline activity in its loan segment, with guidance for organic loan growth projected at mid-single-digit percentages for 2025 and expected to remain consistent into 2026. The company's End of Period (EOP) deposits grew by 2% quarter-over-quarter, reflecting ongoing financial stability and reinforcing UBSI's solid market position in the Carolinas and Central Virginia, where year-over-year loan growth has been particularly robust. Additionally, UBSI's long-standing commitment to increasing dividends—marking the 51st consecutive year—coupled with an anticipated regulatory environment improvement and fee generation forecast of $125-135 million for 2025, further enhances its attractiveness to dividend-focused investors.

Bears say

The negative outlook on United Bankshares's stock is underscored by a decline in core loan yields, dropping 18 basis points to 5.98%, which falls short of the company's internal estimates and impacts net interest margin (NIM), recorded at 3.49%, below both expectations and prior quarters. Additionally, the company faces challenges with projected operating earnings per share lower than originally estimated, driven by reduced net interest income and mortgage banking fee income. Concerns surrounding cybersecurity risks and regulatory delays further exacerbate the potential for decreased earnings and increase stock price volatility, complicating the overall financial stability of the institution.

United Bankshares (UBSI) has been analyzed by 7 analysts, with a consensus rating of Hold. 0% of analysts recommend a Strong Buy, 14% recommend Buy, 86% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Bankshares and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Bankshares (UBSI) Forecast

Analysts have given United Bankshares (UBSI) a Hold based on their latest research and market trends.

According to 7 analysts, United Bankshares (UBSI) has a Hold consensus rating as of Jul 23, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $38.07, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $38.07, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Bankshares (UBSI)

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