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UCBI
Volume: 805.84K
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UCBI Stock Forecast & Price Target

UCBI Analyst Ratings

Based on 8 analyst ratings
Hold
Strong Buy 13%
Buy 25%
Hold 63%
Sell 0%
Strong Sell 0%

Bulls say

United Community Banks is showing strong growth as indicated by an increase in its net interest margin (NIM), which came in at 3.37%, ahead of the estimated 3.24%. The bank's loan yields are expected to increase in the upcoming quarter, supporting the expansion of its margins. Additionally, the bank demonstrated a significant growth in deposits at 8.1%, exceeding the estimate of 4.3%, and has shown resilience with indications of above-peer growth, expense discipline, and M&A accretion adding to its profitability over time.

Bears say

United Community Banks is experiencing struggle with its loan and deposit growth, as exemplified by a 4% and 6% decline, respectively, quarter-on-quarter, which will impact its revenues. The bank is also grappling with a challenging banking environment, characterized by net interest income pressures that negatively influence its earnings per share (EPS) forecasts. Additionally, rising costs and continued stress within its portfolio – particularly within the long-haul trucker segment at Navitas, are contributing to an unfavorable outlook.

UCBI has been analyzed by 8 analysts, with a consensus rating of Hold. 13% of analysts recommend a Strong Buy, 25% recommend Buy, 63% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of United Community Banks and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About United Community Banks (UCBI) Forecast

Analysts have given UCBI a Hold based on their latest research and market trends.

According to 8 analysts, UCBI has a Hold consensus rating as of Jul 28, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $29.50, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $29.50, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

United Community Banks (UCBI)

Volume: 805.84K

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