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UMBF
Volume: 307.48K

UMB Financial (UMBF) Stock Forecast & Price Target

UMB Financial (UMBF) Analyst Ratings

Based on 9 analyst ratings
Buy
Strong Buy 33%
Buy 44%
Hold 22%
Sell 0%
Strong Sell 0%

Bulls say

UMB Financial Corp, or UMBF, exhibits strong core fee income growth prospects, driven by share gains in its fund services and other institutional businesses, alongside an 11% increase in residential mortgage balances from geographic expansion. The company is projected to achieve an earnings per share of $11.75 by 2026, supported by improved loan growth contributions from Heartland following credit improvement and further penetration into new regions. Additionally, UMBF's favorable credit quality outlook and superior balance sheet growth potential, along with strong revenue growth in its less capital-intensive fee income segments, contribute positively to its financial outlook.

Bears say

UMB Financial Corp is facing several downside risks that contribute to a negative outlook, primarily stemming from potential merger-related costs and credit issues that may hinder growth. The company's expectation for a flat core net interest margin (NIM) in the fourth quarter, along with a drop in the earnings multiple for 2026 EPS projections, indicates weakening profitability prospects. Additionally, the operational risks associated with integration challenges and customer attrition, coupled with misjudged credit risks, could further exacerbate future earnings volatility.

UMB Financial (UMBF) has been analyzed by 9 analysts, with a consensus rating of Buy. 33% of analysts recommend a Strong Buy, 44% recommend Buy, 22% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of UMB Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About UMB Financial (UMBF) Forecast

Analysts have given UMB Financial (UMBF) a Buy based on their latest research and market trends.

According to 9 analysts, UMB Financial (UMBF) has a Buy consensus rating as of Dec 24, 2025. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $140.22, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $140.22, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

UMB Financial (UMBF)

Volume: 307.48K

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